SAVE Student Loan Borrowers Likely Won't Make Payments This Year, but Should Do This One Thing Now

Pla2na/Getty Images/CNET It's been a trying year for anyone enrolled in the Saving on a Valuable Education student loan repayment plan. There's been a barrage of student loan updates in 2025: proposed changes to Public Service Loan Forgiveness eligibility, an effort to restart collections on defaulted student loan accounts and a new Republican-fronted bill seeking to change existing income-driven repayment plan options. But the biggest news for most borrowers has been the court ruling blocking the SAVE repayment plan for 8 million borrowers. However, since that news, very little has been shared about what's next for SAVE borrowers. Currently, your loan payments remain paused in a general forbearance and your balance isn't collecting interest. That also means you're not making progress toward a loan forgiveness program like PSLF during the payment pause. While you can choose to switch to an alternative repayment plan, most experts suggest sticking with SAVE, and doing this one thing ... Read full article.