How Much Interest Can You Earn by Depositing $5,000 Into a CD Today?

If you've got cash you can set aside for a period, a certificate of deposit can be a smart place to put it. Your rate is locked in when you open a CD, so your returns will stay the same even if rates drop after that. You can earn up to 4.65% annual percentage yield with today's best CDs. That's more than three times the national average for some terms. How much can that net you? To give you an idea, let's take a look at how much interest you'll earn if you put $5,000 into a top CD today. Read more: Best CD Rates for March 2025: Boost Your Earnings With APYs up to 4.65% How much can you earn by depositing $5,000 into a CD? If you have $5,000 to put into a CD, here are some sample earnings for several popular term lengths: six months, one year, three years and five years. Your earnings with a $5,000 deposit Term Top APY Bank Interest earnings CD value at maturity 6 months 4.65% CommunityWide Federal Credit Union $114.93 $5,114.93 1 year 4.45% CommunityWide Federal Credit Union $222. ... Read full article.