Worried About the Economy? Your Money Is Safe in a CD. Today's CD Rates, March 28, 2025

Key takeaways Top CDs currently earn up to 4.50% APY. CDs offer a fixed rate, guaranteed earnings and federal deposit insurance. A CD can be a safe haven for your money when the economy is uncertain. A certificate of deposit can be a smart investment in any economy. Your rate is locked in when you open a CD so your earnings are guaranteed and it's protected by federal deposit insurance, so you don't have to worry about losing money if your bank or credit union fails. But in today's shaky economy, the uncertainty CDs provide can be especially valuable. "Interest rates are jumping around with no end in sight. Stocks are sensitive to any hint of tariffs and political posturing, which could last for years. If you need to sleep well and earn a reasonable return, CDs could be a great option," said Noah Damsky, CFA, principal of Marina Wealth Advisors. Today's best CDs offer annual percentage yields (APYs) as high as 4.50%. Here are some of the top CD rates available now and how much you ... Read full article.