This Is How Much You'll Earn if You Deposit $10,000 Into a CD Today
Published on: 2025-05-01 21:30:00
There's a lot to like about certificates of deposit. They offer low risk, guaranteed earnings and predictable returns, which can be valuable in any economy -- but especially when things like tariffs and stock market plunges have you worried about your financial security.
You can earn up to 4.50% annual percentage yield (APY) with today's best CDs. To give you a sense of how much this adds up to, here's what your earnings would be if you put $10,000 into a top CD now. (Don't have that much to deposit? Don't worry. We'll look at some other amounts, too.)
How much can you earn by depositing $10,000 into a CD?
Here's how much you can earn if you deposit $10,000 into a six-month, one-year, three-year and five-year CD. We're calculating your return based on the highest APYs currently available for each CD term, based on the banks we track at CNET.
Earnings for a $10,000 CD deposit Term Top APY Bank Interest earnings CD value at maturity 6 months 4.50% CommynityWide Federal Credit Union $
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