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Zenobia Pay – A mission to build an alternative to high-fee card networks

news.ycombinator.com Ryan Prendergast 2025-11-16 08:19:37

Why we're open sourcing our payments platform Since Februray, Teddy and I have worked tirelessly on Zenobia Pay. Our mission: build an alternative to high-fee card networks (Visa, Mastercard) using bank transfers as payments. We were super excited by FedNow, the Federal Reserve's instant transfer rail, which inspired us to quit our jobs and do this full time. We thought, let's build QR code payments, like Pix or UPI or AliPay, but for the US. And we did! We built an instant clearing, mobile fir

Topics: customers iteration payments problem risk
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Cosmoe: BeOS Class Library on Top of Wayland

news.ycombinator.com Unknown 2026-02-27 15:00:01

The current iteration of Cosmoe is a shared library which implements the BeOS class library on top of Wayland. There are no supporting programs, e.g. app_server or registrar, needed to use it. All the necessary functionality is rolled into the library. Apps linked with the library run natively on Linux via Wayland. The previous iteration of Cosmoe (now known as "Cosmoe Classic") is a full port of the Haiku OS to the Linux kernel. It runs inside an SDL window on Linux. It would be possible to de

Topics: cosmoe iteration library linux os
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