Published on: 2025-06-03 10:55:00
Getty Images/Zooey Liao/CNET Millennials and Gen Zers planning on Social Security to fund their retirement may want to reconsider. For years, there's been talk about the Social Security fund running out of money. The government program could see its funds depleted sooner if President Donald Trump cuts Social Security taxes. As a personal finance expert who saved enough to retire comfortably at 40, I've worked with dozens of clients to help them calculate how much they need to save now to affo
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Find related items on AmazonPublished on: 2025-06-04 21:00:00
The right account can help you realize your vacation dreams. alga38/Getty Images This summer, the only beaches I'm visiting are local ones. They're not Instagram-worthy or all that exciting. But with the cost of everything out of control and the economy likely headed for a downturn, I can't justify splurging on travel to far-off destinations. Instead, I'm prepping for next year's vacation. I'm taking the travel fund I've already saved up and putting it into a nine-month certificate of deposit
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Find related items on AmazonPublished on: 2025-06-05 00:45:46
How much of your money do you spend on what things and what impact do these things have on your life? What things would you like to do or have but can't because you don't have the money? If you don't mind telling for context, how much income do you have?
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Find related items on AmazonPublished on: 2025-06-05 16:56:00
Cole Kan/CNET When's the last time you checked your bank statement to see what subscriptions you're paying for and how much you're paying? The cost of monthly e-commerce, streaming, meal delivery and other subscriptions can quickly add up. CNET's second annual subscription survey found that the average US adult spends $1,080 per year on subscriptions, just $12 less than they did last year. That averages to $90 per month. What's more surprising is that US adults are wasting nearly $200 a year o
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Find related items on AmazonPublished on: 2025-06-09 00:32:00
Tiffany Connors Editor Tiffany Wendeln Connors is a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate about helping people make the best money decisions for themselves and their families. She graduated from Bowling Green State University with a bachelor's degree in journalism and has been a writer and editor for publications including the New York Post, Women's Running magazin
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Find related items on AmazonPublished on: 2025-06-12 12:30:00
Getty Images/CNET Falling for a scam once feels bad enough. But the reality is that if you've been a victim, there's a good chance you'll be targeted again -- perhaps by the same swindler. In fact, con artists are known to go after scam victims by posing as FBI agents or other agencies and claiming to be helping get your money back. Americans lost $12.5 billion to fraud in 2024, according to the Federal Trade Commission, a 25% increase from the year prior. These scams included investment scams
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Find related items on AmazonPublished on: 2025-06-13 13:00:00
If you’re looking for a budgeting app, there’s a good chance you've come across PocketGuard in your search. It's been around since 2015, and it's gained plenty of fans over the years, with high praise from Android and iPhone users alike. Like Rocket Money, PocketGuard is a great fit for the average budgeter, with a range of features, ease of use and an affordable price. Where it stands out the most is with its debt planning feature, which can help you create a strategy to pay off your outstandi
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Find related items on AmazonPublished on: 2025-06-22 17:00:00
Cole Kan/CNET The current economic uncertainty may have you looking at your budget more closely to find ways to cut back. With tariffs likely to increase prices on many popular products and some experts telling us to brace for a recession -- or worse, stagflation -- it's a good time to review your budget. Our suggestion? Start by reviewing your subscriptions. CNET's second annual subscription survey found that the average US adult spends $1,080 per year on subscriptions, just $12 less than the
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Find related items on AmazonPublished on: 2025-06-27 05:00:00
CDs offer safety and predictability, but that comes at the cost of high growth potential. LordHenriVoton/Getty Images The stock market recovered from its terrifying plummet last month, but if the majority of your retirement fund is in stocks, you may still be reeling. Seeing a nest egg decimated overnight can make anyone rethink where they're keeping their money -- especially since the economy as a whole is still precarious. Certificates of deposit are known for being low-risk, with fixed inte
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Find related items on AmazonPublished on: 2025-06-27 07:01:00
When we write about fraud or identity theft at CNET, we normally advise victims to contact the Federal Trade Commission or the FBI's Internet Crime Complaint Center to share their experience. Even if you didn't lose money or give up any personal identifiable information -- like your Social Security number -- in a conversation with a cybercriminal, you should still report the scam. Only 38% of fraud reports received by the FTC in 2024 involved monetary losses. Fraud reports help the FTC and FBI
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Find related items on AmazonPublished on: 2025-06-30 20:10:00
Maintaining financial stability in an uncertain economy is easier with a plan. Getty Images/ Jeffrey Hazelwood/ CNET President Trump's "Liberation Day" tariffs jolted financial markets, trampled consumer confidence and sparked recession fears last month. Since then, a short-term US-China trade agreement has offered some hope that things won’t crash right away. But we’re still walking a tightrope. Economists haven't dismissed the possibility of a recession. On Thursday, JPMorgan Chase CEO Jami
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Find related items on AmazonPublished on: 2025-06-30 20:15:00
The best place for your cash? That depends on what you're using it for. atakan/Getty Images The economic hits keep coming. In addition to high prices, stock market freefalls and regularly changing tariffs, there's a recession on the horizon, too. Your money has been through enough already. What can you do to keep it safe from this next threat? Stuffing all your cash under your mattress is clearly a bad idea, but so is putting it all in any one account. Where you should keep your money in a rec
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Find related items on AmazonPublished on: 2025-07-01 16:59:38
I used Rocket Money to identify subscriptions I was wasting my money on and had it cancel them for me. Getty Images/Rocket Money/Amy Kim/CNET Between tariff worries and economic uncertainty, you might be looking for ways to scale back your spending. If you're a victim of subscription creep like I was, you might be able to save hundreds by getting rid of unwanted subscriptions. In the latest CNET survey, we found that 61% of US adults are reconsidering their paid subscriptions due to the state
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Find related items on AmazonPublished on: 2025-07-02 19:00:00
For years, a Chinese-language market for crypto scammers and money launderers—by some measures, the internet's biggest black market of all time—operated in plain sight on the messaging service Telegram, facilitating tens of billions of dollars in illicit finance. Now, thanks to the scrutiny of one team of crypto crime researchers and Telegram's ban hammer, it's gone. Haowang Guarantee, the crypto-fueled crime bazaar more widely known by its original name, Huione Guarantee, declared in an announ
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Find related items on AmazonPublished on: 2025-07-03 05:00:00
For years, a Chinese-language market for crypto scammers and money launderers—by some measures, the internet's biggest black market of all time—operated in plain sight on the messaging service Telegram, facilitating tens of billions of dollars in illicit finance. Now, thanks to the scrutiny of one team of crypto crime researchers and Telegram's ban hammer, it's gone. Haowang Guarantee, the crypto-fueled crime bazaar more widely known by its original name, Huione Guarantee, declared in an announ
Keywords: crypto elliptic guarantee money telegram
Find related items on AmazonPublished on: 2025-07-03 17:03:18
As the underground industry of crypto investment scams has grown into one of the world's most lucrative forms of cybercrime, the secondary market of money launderers for those scammers has grown to match it. Amid that black market, one such Chinese-language service on the messaging platform Telegram blossomed into an all-purpose underground bazaar: It has offered not only cash-out services to scammers but also money laundering for North Korean hackers, stolen data, targeted harassment-for-hire,
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Find related items on AmazonPublished on: 2025-07-07 04:01:00
When we write about fraud or identity theft at CNET, we regularly advise victims to contact the Federal Trade Commission or the FBI's Internet Crime Complaint Center to share their experience. However, suppose you didn't lose money or give up any personal identifiable information, like your Social Security number. In that case, you might not think it's necessary to take this step -- but you should. Only 38% of fraud reports received by the FTC in 2024 involved monetary losses. Fraud reports he
Keywords: fraud ftc ic3 money report
Find related items on AmazonPublished on: 2025-07-09 00:15:00
When we write about identity theft or fraud at CNET, we often advise victims to contact the Federal Trade Commission or the FBI's Internet Crime Complaint Center to report their experience. However, suppose you didn't lose money or give up any personal identifiable information, like your Social Security number. In that case, you might not think it's necessary to take this step -- but you should. Only 38% of fraud reports received by the FTC in 2024 involved monetary losses. Fraud reports help
Keywords: fraud ftc ic3 money report
Find related items on AmazonPublished on: 2025-07-09 03:00:00
Putting your money in the right accounts can help you weather economic storms. atakan/Getty Images A recession can wreak havoc on your finances, and they've already been through enough recently. From persistent high prices to stock market turmoil, it seems like the economic hits just keep coming. But what can you do to keep your money safe? The answer isn't stuffing all your cash under your mattress. And it's not keeping it in any one place, either. The best place for your money in a recession
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Find related items on AmazonPublished on: 2025-07-09 04:00:00
You have plenty of other ways to send and receive money online. James Martin/CNET The Zelle app may be gone, but Zelle is still available through your bank if it belongs to the Zelle network. If you bank with Chase, however, there's a new policy you should keep in mind. As of March 23, 2025, JPMorgan Chase reserves the right to block Zelle transactions it believes originated from social media. The bank hopes this will protect customers from scammers, who have swindled people out of hundreds of
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Find related items on AmazonPublished on: 2025-07-10 17:07:24
The Federal police in Germany (BKA) seized the server infrastructure and shut down the 'eXch' cryptocurrency exchange platform for alleged money laundering cybercrime proceeds. During the law enforcement operation, the authorities also seized eight terabytes of data and cryptocurrency (Bitcoin, Ether, Litecoin, and Dash) worth approximately $38,000,000, making this the third largest seizure of digital assets in BKA's history. The BKA says the platform did not comply with 'know-your-customer' r
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Find related items on AmazonPublished on: 2025-07-14 12:04:00
Don't miss out on this chance to maximize your earnings. Maria Forbes/Getty Images As expected, the Federal Reserve paused rates for the third time this year at this week's Federal Open Market Committee meeting. This move has real consequences for your money. The Fed's actions affect everything from mortgage rates to savings account APYs, and knowing how to take advantage of them can help you maximize your earnings -- and minimize your losses. Here's what you can do now to get the biggest ben
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Find related items on AmazonPublished on: 2025-07-17 00:30:00
A spending detox shifted my whole relationship with money. Jeffrey Hazelwood/CNET I had my doubts about the no-buy challenge. I'd been seeing it all over social media, but as a personal finance editor, I wasn't sure it could teach me anything new about managing my money. Still, prices are insane and a recession is looming, so I figured it couldn't hurt to try. So, for 30 days, I bought only essentials. And I was honestly amazed by how transformative it wound up being. Sure, it saved me a chun
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Find related items on AmazonPublished on: 2025-07-17 04:50:00
Actions by the central bank can have real effects on your finances. Make the most of its next rate decision by doing these things now. Maria Forbes/Getty Images With so much in the economic news these days, the Federal Reserve's actions may not be at the top of your watch list. But they have serious effects on your finances, and with the next central bank meeting on May 6 and 7, now is the time to take some key steps to get the biggest benefit from its upcoming decision on interest rates. Wher
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Find related items on AmazonPublished on: 2025-07-17 20:00:07
Samsung on Tuesday said it's adding a tap-to-pay feature to Galaxy phones that should make paying back your friends and family a little easier. Called Tap to Transfer, the new capability lets you send money that arrives within minutes, according to the company. The feature will be available later this month in Samsung Wallet. Through a partnership with Visa and Mastercard, Samsung smartphone owners can now use a debit card stored in their Samsung Wallet to send money to someone's bank account v
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Find related items on AmazonPublished on: 2025-07-19 05:45:50
OpenAI CEO Sam Altman has been working on wriggling out from under the control of the company’s nonprofit board ever since they (briefly) fired him. But, after several efforts to prevent the move, including a lawsuit filed by OpenAI co-founder Elon Musk, the company announced on Monday that it will keep its structure for now. The desire to ditch its nonprofit structure stems primarily from one thing: money. Being organized as a nonprofit means that OpenAI isn’t driven by providing a return on i
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Find related items on AmazonPublished on: 2025-07-20 22:05:00
While most African digital lenders depend on working capital to fuel growth, MoneyFellows has quietly done what few others have: lend billions of Egyptian pounds with almost no debt or balance sheet exposure. Now, after raising $13 million in a pre-Series C round led by Casablanca-based Al Mada Ventures and DPI’s Nclude Fund, the Cairo-based fintech says it’s ready to shift from steady growth to regional expansion. The round, which also drew participation from Partech Africa and CommerzVenture
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Find related items on AmazonPublished on: 2025-07-21 08:18:00
James Martin/CNET Zelle is experiencing an outage affecting the ability of users to send money transfers through their banks. There were 772 reports of the digital payment service's network being down as of 1:56 p.m. ET Friday, according to data from Downdetector. (Downdetector is owned by Ziff Davis, the same parent company as CNET.) A Zelle spokesperson responded in a statement and told CNET that the situation involves a third-party provider. "We are aware that certain Zelle users at some f
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Find related items on AmazonPublished on: 2025-07-21 12:38:03
James Martin/CNET Zelle is experiencing an outage affecting the ability of users to send money transfers through their banks. There were 772 reports of the digital payment service's network being down as of 1:56 p.m. ET Friday, according to data from Downdetector. (Downdetector is owned by Ziff Davis, the same parent company as CNET.) A Zelle spokesperson responded in a statement and told CNET that the situation involves a third-party provider. "We are aware that certain Zelle users at some f
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Find related items on AmazonPublished on: 2025-07-23 04:00:00
Getty Images/Zooey Liao/CNET For years we've been hearing Social Security is running out of money. If you're preparing for retirement like I am, you might be worried about how the fate of this program could affect your future. Millions of seniors rely on Social Security as supplemental income for retirement, but Millennials and Gen Zers are worried that they may not have that extra money decades from now. If President Donald Trump cuts Social Security taxes like he proposed he might, it could
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