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No More Waiting: New Crypto Law Unlocks Cheaper, Faster Money for Everyone

For more than a decade, cryptocurrency lived in legal limbo. It was too weird to regulate, too volatile to trust, and too new for Washington to take seriously. That just changed. The U.S. House of Representatives has passed the GENIUS Act, the first major federal law regulating stablecoins, digital currencies backed by the U.S. dollar. The bill now heads to President Trump’s desk, where it’s expected to become law. Here’s what it means for you, your money, and the financial system around you.

The Trump Administration Reportedly Has Extensive Logs of Epstein Money Transfers, Refuses to Release Them

It's not just a purported "client list" of late billionaire sex criminal Jeffrey Epstein — the Trump administration is reportedly hiding $1.5 billion worth of suspicious banking transactions from the public. As the New York Times reports, senator Ron Wyden (D-OR), who heads the Senate Finance Committee, is calling for enormous money transfers sent to and by Epstein — including wire transfers from wealthy individuals and payments to numerous women — to be made public. It's the polar opposite of

My bank keeps on undermining anti-phishing education

TLDR: my bank sent out emails with websites which looked a lot like phishing mails, so much so that this similarity could potentially be used against them legally by potential phishing victims – Discussion at hackernews (soon) Chapter 1: You’ve got mail# As I was writing my first post some weeks ago, I got an email from my bank in my inbox: Here the English translation of the email: Dear …, The big Wero Win Weeks are starting! Take part now and secure your chance every week to win 7 prizes o

My Bank Keeps on Undermining Anti-Phishing Education

TLDR: my bank sent out emails with websites which looked a lot like phishing mails, so much so that this similarity could potentially be used against them legally by potential phishing victims – Discussion at hackernews (soon) Chapter 1: You’ve got mail# As I was writing my first post some weeks ago, I got an email from my bank in my inbox: Here the English translation of the email: Dear …, The big Wero Win Weeks are starting! Take part now and secure your chance every week to win 7 prizes o

A Recession Could Crush Your Finances. Keep Your Money Safe in These Accounts

Watch this: These Are the Safest Places to Keep Your Money Right Now 03:56 Putting your cash in the right places can help you maximize your returns and preserve your savings. zenstock/Getty Images/CNET It's been a brutal year for anyone following the economic headlines. Tariffs are on, then off, then on again. Prices are high either way. Layoffs are picking up. Oh, and a recession may still be around the corner. The macroeconomic situation is out of your control, but there are steps you can t

Our favorite budgeting app is 50 percent off right now

Engadget has been testing and reviewing consumer tech since 2004. Our stories may include affiliate links; if you buy something through a link, we may earn a commission. Read more about how we evaluate products . Quicken Simplifi plans will cost you under $40 for the year thanks to this deal. Budgeting can be a challenge, especially when you're trying to pay for the daily cost of life and save for things you want like a new gaming console or laptop. But there are plenty of tools out there that

The Future of Social Security Looks Grim. 6 Tips to Help You Save for Retirement Now

Getty Images/Zooey Liao/CNET Social Security payments can help you fund part of your retirement -- but don't bank on it as your only source of income. The Social Security trust fund is expected to dry up by 2034, according to the Social Security Administration. That's one year sooner than initially forecast. While the fund won't vanish completely, it's estimated that you'll only receive 81% of your benefits, at best. Why? The fund has been running out of money for years, but President Donald

Subscriptions Could Be Killing Your Budget. Here's How I Saved $400 in 15 Minutes

Rocket Money saved me $400 on unwanted subscriptions. It even canceled them for me. Getty Images/Rocket Money/Amy Kim/CNET The last thing anyone wants to do in this economy is lose money. But you may be bleeding cash without even realizing it. A recent CNET study found that the average US consumer spends around $200 a year on subscriptions they aren't using. I've done it myself. It's all too easy to sign up for a free trial or service and forget about it. Subscription companies are happy to ta

Fed Up With the Economy? Try Revenge Saving

If you're frustrated by economic factors you can't control, reclaim your power by saving with a vengeance. Prostock-Studio/Getty Images The economy sucks right now. Tariffs could keep prices high for who knows how long. Every day, my LinkedIn is filled with posts from victims of the latest layoffs. So much of my financial stability feels out of my control. That's why I'm all about a new trend called revenge saving. What is revenge saving? You may be familiar with revenge spending, or splurgi

Nearly Half of Americans Budget Based on Vibes. Should You?

Your feelings about the economy can help you set a smarter money strategy. Massonstock/Getty Images Potential romantic partners. Your next vacation spot. Whether you should leave a party early. A vibe check can help you evaluate lots of things, including your money strategy. A June study by Intuit Credit Karma found that 44% of Americans surveyed have done "vibe-based budgeting." Gen Zers and millennials, in particular, are adjusting their spending and savings habits according to how they feel

Quicken Simplifi plans are half off right now

Engadget has been testing and reviewing consumer tech since 2004. Our stories may include affiliate links; if you buy something through a link, we may earn a commission. Read more about how we evaluate products . Budgeting is really hard. Basics like groceries, rent and transportation are expensive enough without all the tempting extras like a nice dinner or new gaming console. It's all too easy to end the month with no idea where all your money went. But, right now, one of our favorite budgeti

The Beatbot Robot Pool Cleaner Is at Its Lowest Price Ever for Prime Day

Cleaning and maintaining a pool is time-consuming and expensive. Some estimates put the yearly cost at anywhere from $1,000 to $6,000 or more, all for the chance to bask in the sun next to a clean pool. If you've ever thought about offloading the task to a robot, you're in luck, because the Beatbox Aquasense 2 Pro is on sale for 32% off. That puts it at its lowest price ever. We buried the lede a little bit, so let's back up a bit. One of these pool cleaning robots retails for $2,899, and with

This 1-Year Sam’s Club Membership (Auto-Renew) Drops to Nearly Free, a Cheap Alternative If Costco Is Too Far

Life is pretty darn expensive. In fact, it’s getting pricier by the day at the moment, at least for a lot of us, and that means that it’s really important to find ways to not only save money on luxuries that help keep us all sane, but also on daily essentials. That can be a lot harder to do though, but there are some really easy ways to get those savings going, and one of those is with a good warehouse membership. See at StackSocial Sam’s Club is a membership-only retailer that stocks a huge n

The Prime Reasons to Avoid Amazon

Amazon’s now-legendary “Prime Day” is July 8-11. Much like Black Friday or Cyber Monday, this means sales on lots of items on Amazon’s vast marketplace, and as such many people flock to the giant’s website to get sweet deals on everything from computers to small kitchen appliances and more. While many of us are feeling the financial crunch more than ever, I urge you, dear reader, to resist the allure. I don’t typically have strong opinions about where people chose to shop or how they decide to s

Problems the AI industry is not addressing adequately

I think the AI industry is facing a handful of urgent problems it’s not addressing adequately. I believe everything I write here is at least directionally true, but I could be wrong. My aim isn’t to be definitive, just to spark a conversation. What follows is a set of expanded thoughts on those problems, in no particular order. Disclaimer: Not everyone in AI is as bad as I’m making them sound. I’m flattening a wildly diverse field into a single tone, which is obviously reductive. People are dif

I'm Losing All Trust in the AI Industry

I think the AI industry is facing a handful of urgent problems it’s not addressing adequately. I believe everything I write here is at least directionally true, but I could be wrong. My aim isn’t to be definitive, just to spark a conversation. What follows is a set of expanded thoughts on those problems, in no particular order. Disclaimer: Not everyone in AI is as bad as I’m making them sound. I’m flattening a wildly diverse field into a single tone, which is obviously reductive. People are dif

The wanton destruction of a creative-tech era

Fastly, you killed glitch.com and ruined your karma for 10,000 years. You have “betrayed yourself for nothing.” Glitch was an idealistic place where people gathered and made sites, were inspired by other people’s sites and remixed them, and generally enjoyed themselves. Of course a site like that takes money to run, of course you need people to run it - it was specifically better because of the people that ran it. And I can only be very sympathetic to the fact that it cost money - that it only

Grammarly Adds Superhuman Email App to Build an AI Suite for Users, Report Says

Tiffany Connors Editor Tiffany Wendeln Connors is a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate about helping people make the best money decisions for themselves and their families. She graduated from Bowling Green State University with a bachelor's degree in journalism and has been a writer and editor for publications including the New York Post, Women's Running magazin

T-Mobile Data Breach Settlement Checks Are Showing Up: Here's What to Know

Could you use a little extra money this summer? Check your bank account -- there may be an unexpected deposit from a company you may not recognize. It could be the money you're due from T-Mobile's 2022 class-action settlement. Those who qualify were told to expect settlement checks in April, but then that was moved to May. And now, in mid-June, as cited by Android Authority, Reddit users are saying they are seeing money in their bank accounts. Some are saying they received $56, but others are re

T-Mobile Data Breach Settlement Checks Are Arriving Finally: Here's the Scoop

Some extra cash would be useful about now, right? Check your bank account -- there may be an unexpected deposit from a company you may not recognize. It could be the money you're due from T-Mobile's 2022 class-action settlement. Those who qualify were told to expect settlement checks in April, but then that was moved to May. And now, in mid-June, as cited by Android Authority, Reddit users are saying they are seeing money in their bank accounts. Some are saying they received $56, but others are

Copilot Money is the budgeting app you’ve been looking for

Managing your finances is more important now than ever, and Copilot Money is the best way to do it. Copilot Money is a beautifully designed, powerful budgeting app for iPhone, iPad, and Mac to help you stay on top of all aspects of your financial life. And recently, Copilot Money launched a major new feature: Savings Goals. Copilot Money: The award-winning budgeting app Copilot Money is an award-winning budgeting app available natively across Apple’s platforms: iPhone, iPad, and Mac. The app

The symbol of earthly good, and the immediate object of toil

The symbol of earthly good, and the immediate object of toil. Thursday afternoon I belatedly fulfilled a promise to post a book to Wilcannia. The school day was just finishing and as I left the Post Office I overheard a child around eight years old: Dad, I was so good today I got FIVE stickers. Dad was a little distracted, navigating cars and pavements and no doubt the shopping list for tonight’s dinner. Dad, I was so good at music today I got FIVE STICKERS! I noticed Dad respond, but I did

Can No-Buy July Help You Save Money? It Can Do So Much More

Buying only the basics was easier -- and way more fun -- than I ever thought it could be. Jeffrey Hazelwood/CNET No-buy challenges have been around for a while but they're getting a new burst of energy this summer. Social media users are inviting newbies and veterans alike to curb overconsumption and save money with "no-buy July." Also called "low-buy July," the challenge doesn't mean spending no money at all. After all, you can't avoid paying for essentials like housing, food and utilities. B

Interest Rates Are Sizzling This Summer. Here's How You Can Cash In

Your savings will grow faster in this account. Kristina Kokhanova/Getty Images Until recently, reviewing the interest earned on my savings account was a snoozefest. If I was lucky, my balance increased a whole cent or two each month. Interest rates -- like temperatures -- are high right now. You just need to look in the right place. Instead of the meager annual percentage yield I'm getting with my current savings account, I can net up to 4.5% APY with one of today's top CDs. That means my inte

Rocket Money Review 2025: CNET's Editor's Choice Winner for Best Budgeting App

If you're looking for a budgeting app, Rocket Money should be at the top of your consideration list. Easy to use, affordable and chock-full of features, Rocket Money is a great fit for the average budgeter looking to get a handle on their finances. That's why it won CNET's 2024 Editors' Choice award for best overall budgeting app. Here's a look at what you'll get with Rocket Money. 9.4 Rocket Money Buy at Rocket Money Like Affordable Affordable Easy to use Easy to use Savings goals Savings

Monarch Money Review 2025: Best Budgeting App for Couples

Managing your money can be hard enough, but managing money as a couple can be especially tricky. Fortunately, a budgeting app can make things easier. Monarch Money is designed for joint budgeters, with features like shared goal tracking and monthly reports to help you stay on the same page. The app gets great ratings with Apple and Android users, with 4.9 stars out of 5 on the App Store and 4.7 stars on Google Play. I tested it out to see if these scores were warranted, and I was impressed. Her

Fiserv debuts bank-friendly stablecoin as fintechs join digital dollar race

Fiserv is making a big entrance into the stablecoin market. The payments and fintech giant announced on Monday plans to roll out a new blockchain-based digital asset platform anchored by a U.S. dollar-pegged stablecoin called FIUSD — a product it hopes will bring thousands of banks and millions of merchants into the crypto economy by year's end. The new offering is designed to plug directly into Fiserv's sprawling global network, which already processes 90 billion transactions a year across 10

On starting The Mix and finding diverse funding sources for indies | Justin Woodward

Justin Woodward started out as one of the small cogs in the big wheel of the game industry. He studied game art and design in college. Then he got a job at a triple-A game company as a 3D background artist. But he decided he would rather be a game designer instead of being one among many 3D artists. He started his own graphic design studio, doing tasks like logo design that could connect him with entrepreneurs. He learned how to fund projects and create businesses. He went on to create an indie

The stablecoin evangelist: Katie Haun’s fight for digital dollars

In 2018, when Bitcoin was trading around $4,000 and most Americans, at least, thought cryptocurrency was a fad, Katie Haun found herself on a debate stage in Mexico City opposite Paul Krugman, the Nobel Prize-winning economist who had dismissed digital assets as near worthless. As Krugman focused on Bitcoin’s wild price swings, Haun steered the conversation toward something else — stablecoins. “Stablecoins are really interesting and really important to this ecosystem to hedge against that volat

Social Security Is Set to Dry Up Even Sooner. That's Why I'm Not Relying on It for Retirement

Getty Images/Zooey Liao/CNET If you're banking on Social Security to fund your retirement, you may want to think twice. A new forecast from the Social Security Administration shows that Social Security trust funds will be depleted by 2034, a year sooner than initially forecast. At this time, you'll only be able to receive 81% of your benefits, reducing the amount you'll get paid. As a personal finance expert who saved enough to retire comfortably at 40, I've worked with dozens of clients to h