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'Buy Now, Pay Later' Plans Will Start to Impact Your Credit Score Later This Year. Here's How

cnet.com See Full Bio 2026-02-20 05:30:00

CNET/Getty Images You can use "Buy Now, Pay Later" for just about everything now, from Costco purchases to DoorDash (although that doesn't mean you should). About 86.5 million people used BNPL in 2024, according to Capital One's research. But the one thing BNPL couldn't do was improve your credit. Although some of Affirm's plans do report to Experian and TransUnion, most BNPL services don't report on-time payments to credit bureaus. However, that could change later this year. FICO, one of the

Topics: bnpl credit fico models new

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Best July 4th TV deals 2025: My favorite early sales save you up to $2,500

zdnet.com Taylor Clemons 2026-02-20 15:58:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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The best digital notebooks 2025: I tested notebooks from almost every price point

zdnet.com Allison Murray 2026-02-20 16:08:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best early Prime Day TV deals: My 10 favorite sales live now

zdnet.com Taylor Clemons 2026-02-20 16:26:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best early Prime Day PC gaming deals: My 20 favorite sales live now

zdnet.com Taylor Clemons 2026-02-20 16:32:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best early Prime Day PlayStation 5 deals: My 25 favorite sales live now

zdnet.com Taylor Clemons 2026-02-20 16:38:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best early Prime Day Nintendo Switch deals: My 14 favorite sales live now

zdnet.com Taylor Clemons 2026-02-20 16:49:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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One of my favorite cheap portable power stations is 44% off ahead of Prime Day

zdnet.com Adrian Kingsley-Hughes 2026-02-20 16:50:25

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Our favorite rugged portable SSD is almost 50% off at Amazon ahead of Prime Day

zdnet.com Taylor Clemons 2026-02-20 16:57:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best early Prime Day Amazon Echo device deals: My favorite sales live now

zdnet.com Maria Diaz 2026-02-20 21:57:55

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best Prime Day tablet deals: My 20 favorite sales live now

zdnet.com Allison Murray 2026-02-21 06:00:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best Prime Day Samsung deals: My 20 favorite sales live now

zdnet.com Allison Murray 2026-02-21 06:42:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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I'm a phone expert, and these July 4th mobile deals are worth upgrading to

zdnet.com Kerry Wan 2026-02-21 06:43:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best early Prime Day robot vacuum deals: My 27 favorite offers available now

zdnet.com Maria Diaz 2026-02-21 06:50:56

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Roundtables: Inside OpenAI’s Empire with Karen Hao

technologyreview.com Mit Technology Review 2026-02-21 10:59:17

Recorded on June 30, 2025 AI journalist Karen Hao’s book, Empire of AI: Dreams and Nightmares in Sam Altman's OpenAI, tells the story of OpenAI’s rise to power and its far-reaching impact all over the world. Hear from Karen Hao, former MIT Technology Review senior editor, and executive editor Niall Firth for a conversation exploring the AI arms race, what it means for all of us, and where it’s headed. Speakers: Karen Hao, AI journalist, and Niall Firth, executive editor.

Topics: ai editor executive hao karen

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The 17 best Prime Day 2025 deals under $25

zdnet.com Allison Murray 2026-02-21 11:41:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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The best tablets for students in 2025: Expert tested and reviewed

zdnet.com Allison Murray 2026-02-22 02:33:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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How to set up Alexa to receive notifications on Prime Day deals you want

zdnet.com Maria Diaz 2026-02-22 10:07:00

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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I never thought I'd praise a kickstand power bank - until I tried this one

zdnet.com Adrian Kingsley-Hughes 2026-02-22 14:00:14

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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5 Kindle accessories every user should have (and why they make such a big difference)

zdnet.com Maria Diaz 2026-02-22 04:00:14

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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The top 10 laptops our readers are buying this year (no. 1 surprised us)

zdnet.com Cesar Cadenas 2026-02-22 05:00:18

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Microloan Apps May Be Poised to Destroy the Economy

futurism.com Unknown 2026-02-21 23:15:32

We love microlending, don't we, folks? Unlike old-school credit cards, with their days-long approval processes and prior credit minimums, buy-now, pay-later (BNPL) apps — companies like Klarna and Afterpay — offer hard-up customers instant financing options to buy the junk they crave the instant they see it. In the United States, purchases made with these apps currently don't even affect your FICO credit score — or at least, they never used to. That's all about to change this fall, when Fair I

Topics: bnpl credit debt huge like

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PNG image format receives HDR and animation support in first spec update in decades

techspot.com Daniel Sims 2026-02-22 02:33:00

Why it matters: For decades, JPEG, PNG, and GIF have remained among the most popular image formats, even as newer options like WebP and AVIF have emerged. Now, PNG is getting its first meaningful update in over 20 years with the release of its third edition, making the format more versatile than ever. The World Wide Web Consortium (W3C), which manages web standards and guidelines, recently published new specifications for the PNG (Portable Network Graphics) image format. The updated format now

Topics: edition format image png support

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My picks for the best robot vacuums for pet hair: Roomba, Eufy, Ecovacs, and more

zdnet.com Maria Diaz 2026-02-21 22:00:15

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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The best iRobot vacuums of 2025: Expert tested and reviewed

zdnet.com Maria Diaz 2026-02-21 22:00:18

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Meta’s Xbox-Branded Quest 3S Just Sold Out for All the Wrong Reasons

gizmodo.com James Pero 2026-02-21 23:00:47

Everyone loves limited-edition stuff. There’s Sony’s 30th anniversary PS5, or Analogue’s many limited edition Pocket handhelds, or— I don’t know—the Shamrock f***ing Shake. But there’s one type of person who loves limited-edition stuff more than your average consumer, and it’s a scalper. For proof of that, see Meta’s recently released Xbox-branded Quest 3S. See Meta Quest Xbox Edition at Best Buy In case you missed it, Meta’s new limited-edition Quest 3S bundle just recently sold out, which on

Topics: edition just meta xbox xr

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Your BNPL Plans Could Soon Impact Your Credit Score. Here's When

cnet.com See Full Bio 2026-02-21 22:00:00

CNET/Getty Images Have you ever opted for Buy Now, Pay Later at the checkout? You'd hardly be the only one. About 86.5 million people used BNPL in 2024, according to Capital One's research. Starting later this year, your BNPL plans could start appearing on your credit report. You can use BNPL for just about everything now, from Costco purchases to DoorDash (although that doesn't mean you should). But the one thing BNPL couldn't do was improve your credit. Although some of Affirm's plans do rep

Topics: bnpl credit fico models new

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The top 6 TVs our readers bought this year so far (including a surprise budget pick)

zdnet.com Taylor Clemons 2026-02-21 23:00:19

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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The best Kindles you can buy in 2025

zdnet.com Nina Raemont 2026-02-22 00:00:26

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Best blood pressure watches: I tested the top models that actually work

zdnet.com Matthew Miller 2026-02-22 02:00:16

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Topics: content does editorial reviews zdnet

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Latest Tech News

'Buy Now, Pay Later' Plans Will Start to Impact Your Credit Score Later This Year. Here's How

Best July 4th TV deals 2025: My favorite early sales save you up to $2,500

The best digital notebooks 2025: I tested notebooks from almost every price point

Best early Prime Day TV deals: My 10 favorite sales live now

Best early Prime Day PC gaming deals: My 20 favorite sales live now

Best early Prime Day PlayStation 5 deals: My 25 favorite sales live now

Best early Prime Day Nintendo Switch deals: My 14 favorite sales live now

One of my favorite cheap portable power stations is 44% off ahead of Prime Day

Our favorite rugged portable SSD is almost 50% off at Amazon ahead of Prime Day

Best early Prime Day Amazon Echo device deals: My favorite sales live now

Best Prime Day tablet deals: My 20 favorite sales live now

Best Prime Day Samsung deals: My 20 favorite sales live now

I'm a phone expert, and these July 4th mobile deals are worth upgrading to

Best early Prime Day robot vacuum deals: My 27 favorite offers available now

Roundtables: Inside OpenAI’s Empire with Karen Hao

The 17 best Prime Day 2025 deals under $25

The best tablets for students in 2025: Expert tested and reviewed

How to set up Alexa to receive notifications on Prime Day deals you want

I never thought I'd praise a kickstand power bank - until I tried this one

5 Kindle accessories every user should have (and why they make such a big difference)

The top 10 laptops our readers are buying this year (no. 1 surprised us)

Microloan Apps May Be Poised to Destroy the Economy

PNG image format receives HDR and animation support in first spec update in decades

My picks for the best robot vacuums for pet hair: Roomba, Eufy, Ecovacs, and more

The best iRobot vacuums of 2025: Expert tested and reviewed

Meta’s Xbox-Branded Quest 3S Just Sold Out for All the Wrong Reasons

Your BNPL Plans Could Soon Impact Your Credit Score. Here's When

The top 6 TVs our readers bought this year so far (including a surprise budget pick)

The best Kindles you can buy in 2025

Best blood pressure watches: I tested the top models that actually work

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