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Married Student-Loan Borrowers Dodged a Payment Increase: Here's What Happened

Source: cnet.com | By Dashia Milden

Published on: 2025-04-21 15:17:02

Getty Images/Zooey Liao, CNET Student loan repayment news is breaking so fast that it's difficult to keep up these days. Now, there are changes to the Department of Education's declarations about how a married borrower's payments are calculated for certain income-based plans. Filing separately or jointly matters Late last week, the Department of Education submitted a court filing that addressed married student-loan borrowers enrolled in the income-driven repayment plan who had filed income ta

Keywords: income married payments plans repayment

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Is This Student Loan Forgiveness Plan Getting Rescued?

Source: cnet.com | By See Full Bio

Published on: 2025-05-03 01:00:00

Can the SAVE student loan plan be saved? Democratic lawmakers are attempting a rescue. Led by Sens. Jeff Merkley and Tim Kaine, a group of Democrats put forth the Savings Opportunity and Affordable Repayment (SOAR) Act, which would codify President Joe Biden's Saving on a Valuable Education (SAVE) plan and offer new protections for student loan borrowers. "I'm proud to introduce the SOAR Act, legislation that would codify, expand and strengthen the SAVE Plan to help student borrowers design a

Keywords: loan loans plan repayment save

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Can the SOAR Act Rescue the SAVE Student Loan Plan? Expert Advice for Borrowers

Source: cnet.com | By See Full Bio

Published on: 2025-05-04 19:00:03

Can the SAVE student loan plan be saved? Democratic lawmakers are attempting a rescue. Led by Sens. Jeff Merkley and Tim Kaine, a group of Democrats put forth the Savings Opportunity and Affordable Repayment (SOAR) Act, which would codify President Joe Biden's Saving on a Valuable Education (SAVE) plan and offer new protections for student loan borrowers. "I'm proud to introduce the SOAR Act, legislation that would codify, expand and strengthen the SAVE Plan to help student borrowers design a

Keywords: loan loans plan repayment save

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IDR Applications Are Back Online, but Student Loan Forgiveness Remains in Limbo

Source: cnet.com | By See Full Bio

Published on: 2025-05-26 10:00:00

The Department of Education has reopened applications for income-driven repayment plans, offering a little relief to student loan borrowers who've been in limbo for the past month. IDR plans are student loan repayment programs that cap monthly payments based on a percentage of the borrower's income. It's been an alternative option for borrowers enrolled in the Saving on a Valuable Education plan, which has been on hold for months facing legal challenges. The IDR application was removed from the

Keywords: loan plans repayment save student

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IDR Left In Limbo: Experts Explain What's Going on With Student Loan Payment Plans

Source: cnet.com | By David Mcmillin

Published on: 2025-06-30 14:30:00

If you're holding out hope for more affordable student loan payments or even forgiveness, the future may look bleak. Following the Feb. 18 appeals court ruling against SAVE, experts have encouraged SAVE borrowers to explore other income-driven repayment (IDR) plans. However, the Department of Education recently closed applications for all IDR plans. How long will borrowers have to wait to sign up for an IDR or switch from SAVE to another plan? Experts aren't certain. "It's unclear how long ID

Keywords: borrowers loan payments repayment save

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Student Loan Borrowers Can't Apply for Income-Driven Repayment Plans Right Now. Here's What Experts Say Is Next

Source: cnet.com | By David Mcmillin

Published on: 2025-07-06 10:54:00

If you're holding out hope for more affordable student loan payments or even forgiveness, the future may look bleak. Following the Feb. 18 appeals court ruling against SAVE, experts have encouraged SAVE borrowers to explore other income-driven repayment (IDR) plans. However, the Department of Education recently closed applications for IDR plans, leaving SAVE borrowers and anyone else hoping to sign up for an income-driven repayment in limbo. "It's unclear how long IDR applications will remain

Keywords: loan payments repayment save student

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My Student Loan Payment May Jump From $0 to $488. Here's Why Yours Might Increase Too

Source: cnet.com | By Dana Miranda

Published on: 2025-07-12 21:00:06

Millions of student loan borrowers haven't made a student loan payment since March 2020. I'm one of those borrowers. Now I'm shifting to prepare for a hefty student loan bill. Student loans were placed into an emergency forbearance during the start of the pandemic in March 2020. Before the payment pause, my student loan payment was around $40 per month. After moving onto the Saving on a Valuable Education plan in 2023, my payments dropped to $0 per month. Then, in the summer of 2024, my loans,

Keywords: loan payment payments repayment student

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