RMD age set to rise to 75 by 2033 as retirees face 2026 distribution rules

Required minimum distributions from retirement accounts remain a tax concern for high-income retirees in 2026, since the withdrawals count as ordinary income and can increase taxes on Social Security benefits and Medicare premiums. The RMD starting age, which was 70.5 through 2019, has already risen to 72 under the original Secure Act and to 73 under Secure 2.0, and is scheduled to reach 75 by 2033.