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If You Put $10,000 Into a CD Now, This Is How Much Interest You'll Earn

cnet.com See Full Bio 2025-07-22 06:00:00

No matter how much you deposit, a CD can help you maximize your returns. Mensent Photography/Getty Images Certainty is a rare thing in today's economy. But one place you can find it is in a certificate of deposit. Your rate is locked in when you open a CD, so you can rest assured that your returns will never change. You know precisely how much your CD will be worth when it matures. But which account you choose plays a big role in how much interest you can earn. Top CDs offer annual percentage

Topics: 10 cd deposit savings year
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A Recession Could Crush Your Finances. Keep Your Money Safe in These Accounts

cnet.com See Full Bio 2025-07-22 14:45:00

Watch this: These Are the Safest Places to Keep Your Money Right Now 03:56 Putting your cash in the right places can help you maximize your returns and preserve your savings. zenstock/Getty Images/CNET It's been a brutal year for anyone following the economic headlines. Tariffs are on, then off, then on again. Prices are high either way. Layoffs are picking up. Oh, and a recession may still be around the corner. The macroeconomic situation is out of your control, but there are steps you can t

Topics: account accounts money retirement savings
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Fed Up With the Economy? Try Revenge Saving

cnet.com See Full Bio 2025-07-26 08:00:00

If you're frustrated by economic factors you can't control, reclaim your power by saving with a vengeance. Prostock-Studio/Getty Images The economy sucks right now. Tariffs could keep prices high for who knows how long. Every day, my LinkedIn is filled with posts from victims of the latest layoffs. So much of my financial stability feels out of my control. That's why I'm all about a new trend called revenge saving. What is revenge saving? You may be familiar with revenge spending, or splurgi

Topics: account money revenge saving savings
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Dyson's cordless vacuum sucks up all the dirt and debri in my home - and it's 25% off

zdnet.com Alison Denisco Rayome 2025-08-03 02:08:00

If you've been looking to buy a cordless vacuum, now is a great time to do so: The excellent Dyson V15 Detect Plus Cordless Vacuum -- the one with a laser that can reveal microscopic allergens and measure how many particles it's picking up -- is currently $570 at Amazon, on the second day of Prime Day. Also: The best Amazon Prime Day deals live now That's a $180 savings on one of Dyson's premium (and popular) vacuum cleaners. This isn't the best price I've seen for this vacuum (it was on sale

Topics: best deals savings vacuum zdnet
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This preorder offer on the new Nothing Phone 3 is my favorite Prime Day mobile deal

zdnet.com Kayla Solino 2025-08-05 07:38:35

Prakhar Khanna/ZDNET Amazon Prime Day runs from July 8-11, but one of the best mobile offers I've seen is open to all. That's right -- you don't need to be a Prime member to snag these savings, and this smartphone is already under $1,000. The new Nothing Phone 3 just launched this month, and Amazon already has a tempting preorder offer. Also: The best Prime Day tech deals If you preorder the Nothing Phone 3 on Amazon, you can scoop up the 512GB model for $799. That's a $100 discount on the 1

Topics: deals new phone savings zdnet
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Preorder the new Nothing Phone 3 at Amazon and get double the storage and $100 off

zdnet.com Kayla Solino 2025-08-10 19:54:04

Prakhar Khanna/ZDNET Amazon Prime Day kicks off next week on Tuesday, July 8, but one of the best early mobile offers I've seen is already here. That's right -- you don't need to be a Prime member to snag these savings, and this smartphone is already under $1,000. The new Nothing Phone 3 just launched (seriously, our expert is still in London post-launch party), and Amazon already has a tempting preorder offer. Also: The best Prime Day tech deals If you preorder the Nothing Phone 3 on Amazon

Topics: deals new phone savings zdnet
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This Is How Much Interest You'll Earn by Depositing $10,000 Into a CD Now

cnet.com See Full Bio 2025-08-20 19:00:00

However much you have to deposit, a CD can help you grow your money reliably. Mensent Photography/Getty Images If you have some cash you can set aside for a while, a certificate of deposit can be a great way to grow it. Since your rate is locked in when you open a CD, your earnings will never change, even if rates drop after that. And with the Federal Reserve expected to cut interest rates as soon as July, now's the time to secure a great APY. Top CDs currently offer up to 4.50% APY -- more th

Topics: apy cd deposit savings year
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Interest Rates Are Sizzling This Summer. Here's How You Can Cash In

cnet.com See Full Bio 2025-08-28 14:00:00

Your savings will grow faster in this account. Kristina Kokhanova/Getty Images Until recently, reviewing the interest earned on my savings account was a snoozefest. If I was lucky, my balance increased a whole cent or two each month. Interest rates -- like temperatures -- are high right now. You just need to look in the right place. Instead of the meager annual percentage yield I'm getting with my current savings account, I can net up to 4.5% APY with one of today's top CDs. That means my inte

Topics: cds high money rates savings
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Hot Summer Savings Move: Open a CD While Interest Rates Are High

cnet.com See Full Bio 2025-09-01 07:00:00

Smart savers know that CDs can pay big. Kristina Kokhanova/Getty Images My savings account has been sorely disappointing me lately. No matter how many times I check my balance, it feels like opening the fridge for the fifth time, hoping something new will appear. Fortunately, the solution is simple: I just need to shop around. With the Federal Reserve holding interest rates steady at this week's meeting, annual percentage yields on certificates of deposit should remain high for a while. That m

Topics: cd cds high rates savings
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The Fed's on Pause, but You Shouldn't Be. Here Are 4 Smart Financial Moves to Make Today

cnet.com See Full Bio 2025-09-06 09:30:00

Make the most of your money while rate cuts are on hold. Maria Forbes/Getty Images Despite mounting pressure to lower interest rates, the Fed chose to keep rates where they are at this week's Federal Open Market Committee Meeting. With interest rate cuts on hold so far this year, policymakers have more time to assess how the economy responds to tariffs, layoffs and geopolitical conflict. "More of the same" doesn't mean status quo for your finances. The Fed's decisions (including its forecasts)

Topics: high money rate rates savings
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The Fed's on Pause, but You Shouldn't Be. 4 Smart Financial Moves to Make Today

cnet.com See Full Bio 2025-09-06 14:30:00

Make the most of your money while rate cuts are on hold. Maria Forbes/Getty Images Despite mounting pressure to lower interest rates, the Fed chose to keep rates where they are at this week's Federal Open Market Committee Meeting. With interest rate cuts on hold so far this year, policymakers have more time to assess how the economy responds to tariffs, layoffs and geopolitical conflict. "More of the same" doesn't mean status quo for your finances. The Fed's decisions (including its forecasts)

Topics: high money rate rates savings
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What the Fed's Pause on Rate Cuts Means for Savings Account, CD Rates

cnet.com See Full Bio 2025-09-06 19:15:00

Now's the time to take advantage of APYs as high as 5%. Skyhobo/Getty Images Federal Reserve policymakers voted to hold interest rates steady today, pausing rates for the fourth time this year. In its postmeeting statement, the Fed summarized its findings by noting slightly elevated inflation and a low unemployment rate, though the economic outlook remains uncertain. The latest decision means that households, which have been facing budget strains and increased living expenses, will continue to

Topics: account cd high rates savings
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Interest Rates Are Still High, and CDs Are Paying Big This Summer

cnet.com See Full Bio 2025-09-09 03:10:50

CDs are quietly winning with guaranteed returns. Kristina Kokhanova/Getty Images All the financial headlines talk about interest rates being at 20-year highs. We're living in a rare period with certificates of deposit offering yields we haven't seen in over a decade. The Federal Reserve meets tomorrow, but it won't cut interest rates until the fall at the earliest. The other day, I realized I wasn't taking advantage of the moment. I was staring at my static savings account balance, kind of lik

Topics: cd cds money rates savings
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CDs Are Still Paying Big Interest on Your Savings This Summer -- Before Fed Cuts Rates

cnet.com See Full Bio 2025-09-10 03:00:06

CDs are quietly winning with guaranteed returns. Kristina Kokhanova/Getty Images The other day, I found myself staring at my static savings account balance, kind of like when you open the fridge for the fifth time, hoping something new will appear. My money was just sitting there in the bank, earning next to nothing. That's when I realized I wasn't taking advantage of the moment. All the financial headlines talk about interest rates being at 20-year highs. We're living in a rare period with ce

Topics: cd cds money rates savings
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4 Smart Money Moves You Must Make Before Wednesday

cnet.com See Full Bio 2025-09-11 11:00:00

Make the most of the Fed's upcoming decision by taking these steps ASAP. Maria Forbes/Getty Images The Federal Reserve is under pressure to lower interest rates, but that's not going to happen at this week's meeting. With inflation still high and a global trade war raging, experts predict the Fed will pause rates for the fourth time this year at its Federal Open Market Committee meeting on June 17 to 18. That may not sound exciting, but it has a real effect on your wallet. The central bank's a

Topics: fed high rate rates savings
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Elon’s DOGE Claimed It Saved $8 Billion. The Real Figure Was $8 Million.

gizmodo.com Lucas Ropek 2025-06-02 03:55:35

Elon Musk’s Department of Government Efficiency claims to be fighting the scourge of government “waste” and fraud and, this week, DOGE claimed that it had already saved taxpayers tens of billions of dollars. However, in an ironic twist, it would appear that the claims being made by Musk and DOGE about their own activities appear to be, themselves, fraudulent. Despite recently claiming that it had already saved Americans $55 billion, the information on DOGE’s website only accounts for $16 billio

Topics: billion doge government musk savings
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