Fintech dystopia
"Just like beauty, efficiency, competition, and security are all in the eye of the beholder. For example, one person’s “efficiency” may be another person’s “dismantling critical government infrastructure.” And yet technological solutions designed to make things more efficient, more competitive, or more secure are often presented by Silicon Valley as neutral and universally desirable. That veneer of neutrality and universality can be dangerous if it disguises the fact that Silicon Valley is solvi