GoKawiilEver since Apple Pay Later was abruptly discontinued last year, Apple has been steadily adding third-party ‘pay later’ services as alternatives. And now thanks to an Apple Wallet update, those options are easier to find and use than ever before.
Apple Wallet now has a ‘Pay Later Options’ menu with streamlined setup
Before today Apple Pay already included support for using third-party ‘pay later’ services such as Klarna and Affirm. But the way that’s historically worked has been pretty hidden and inconvenient.
Until now, you would choose and set up a pay later option during the Apple Pay checkout process. So at the time of purchase, you’d double click your iPhone’s side button to initiate Apple Pay, then choose Other Cards & Pay Later Options, and walk through the setup process for a pay later option.
Fortunately, things are way easier now.
As highlighted by Aaron Perris on X, Apple has just rolled out a new menu inside the Wallet app.
Apple has rolled out a new menu in the Wallet app for "Pay Later Options" making it easier to find and manage.
(h/t @madhav13vij) pic.twitter.com/Q13DeCGInt — Aaron (@aaronp613) September 4, 2025
‘Pay Later Options’ is available to all Wallet app users, whether you’re running iOS 18 or iOS 26. All you have to do is hit the ‘+’ button in the top-right corner of the app.
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