Don't Overlook Guaranteed Earnings From These High-Yield CDs. Today's CD Rates, Feb. 28, 2025

Key takeaways Today's best CDs earn up to 4.65% APY. Your APY is locked in when you open a CD, so your returns won't drop if interest rates fall. CDs are a safe, low-risk way to maximize your earnings on money you can set aside for a period. Is your money working as hard for you as it could be? If it's in a savings account with a variable annual percentage yield, it might not be. Today's best CDs earn up to 4.65% APY – more than three times the national average. And since your APY is locked in when you open a CD, your returns will stay the same regardless of where interest rates go after that. Savings rates, on the other hand, can change at any time. "In today's economy, where inflation and interest rates are fluctuating, CDs offer a safe way to park money and earn a guaranteed return," said Taylor Kovar, certified financial planner and CEO of 11 Financial. Is a CD right for you, and how much interest could you earn by opening one? Read on to find out. Here are some of the highe ... Read full article.