Maximize Your Returns With APYs Up to 4.65%. Today's CD Rates, Feb. 25, 2025

Key takeaways Today's top CDs offer APYs as high as 4.65%. Your APY is locked in when you open a CD. With the Fed expected to cut rates later this year, opening a CD now can protect your earning potential. So much seems uncertain in today's economy, but there's one thing you can rely on: If you put your money in a certificate of deposit, your earnings will stay the same regardless of what happens with interest rates. Your annual percentage yield is locked in when you open a CD. So, if you open one of today's best CDs, you could earn up to 4.65% APY for the entire CD term. With the Federal Reserve expected to cut rates later this year, this could make a big difference in your bottom line. Read on to see some of the highest CD rates available now and how much you could earn by depositing different amounts. Today's best CD rates Term Highest APY* Bank Estimated earnings on $1,000 deposit Estimated earnings on $5,000 deposit Estimated earnings on $10,000 deposit 6 months 4.65% Commun ... Read full article.