Take Advantage of High APYs While You Still Can. Today's CD Rates, Feb. 26, 2025

Key takeaways You can earn up to 4.65% APY with today's best CDs. The Federal Reserve is expected to cut interest rates later this year, which means CD rates are likely to drop, too. Opening a CD today allows you to lock in a high APY and protect your earnings from future rate cuts. A certificate of deposit can be a smart way to earn guaranteed interest on money you can set aside for a while. And with CD rates holding steady for now, it's a great time to open an account and lock in a high annual percentage yield before rates start dropping. Today's best CDs offer APYs up to 4.65% -- more than three times the national average for some terms. But with the Federal Reserve likely to cut interest rates later this year, these APYs won't stick around forever. Read on to see some of the highest CD rates available now and how much you could earn by depositing different amounts. Today's best CD rates Term Highest APY* Bank Estimated earnings on $1,000 deposit Estimated earnings on $5,000 d ... Read full article.