Apple Card launched more than six years ago and has proven to be incredibly popular. The card offers an easy-to-use interface, robust perks like interest-free Apple financing, and more. Here’s everything you need to know about whether Apple Card is worth it for you.
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Last updated November 14, 2025: Added new Daily Cash partners, removed T-Mobile, updated APY rates, more.
Apple Card quick facts
Apply and manage directly in the Wallet app on your iPhone
Get a free Apple-designed titanium card
No late fees
No over-limit fees
No foreign transaction fees
Created by Apple with a financial back-end powered by Goldman Sachs
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