Should you get an Apple Card? Here’s what you need to know

Apple Card launched more than six years ago and has proven to be incredibly popular. The card offers an easy-to-use interface, robust perks like interest-free Apple financing, and more. Here’s everything you need to know about whether Apple Card is worth it for you.

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Last updated November 14, 2025: Added new Daily Cash partners, removed T-Mobile, updated APY rates, more.

Apple Card quick facts

Apply and manage directly in the Wallet app on your iPhone

Get a free Apple-designed titanium card

No late fees

No over-limit fees

No foreign transaction fees

Created by Apple with a financial back-end powered by Goldman Sachs

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