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Key Takeaways Balance confidence with economic realities.
Retain and attract the right talent.
Embrace the digital imperative.
Strengthen financing and cash flow strategies.
Build more resilient supply chains.
Business owners are heading into 2026 with cautious optimism — and a clear appetite for growth. According to Bank of America’s latest Business Owner Report, 74% expect revenue to rise in the coming year, and nearly 60% plan to expand their businesses. Confidence extends beyond their own operations: More than half believe local economies will improve, and nearly half expect national and global conditions to strengthen.
But optimism alone isn’t a strategy. To turn confidence into sustainable success, entrepreneurs must prepare for an environment still shaped by inflation, supply chain challenges and shifting policies.
Here are five actionable steps to help business owners thrive in the second half of the decade.
1. Balance confidence with economic realities
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