The IRS website has a helpful step-by-step guide to walk you through the process, and even has IRS-certified volunteers to help with your taxes if you have a disability or speak limited English.
Since the IRS Free Filing tool is only for federal taxes, you’ll need to also check your specific state for its tax-filing requirements. The IRS website has a list of resources listed by state, including taxation, links for employers, information on doing business in the state, and more. Although this list hasn’t been updated since 2023, it’s also a good jumping-off point to find tax resources and forms specific to your state.
If you make more than $89,000 or your taxes are a little more complicated—for instance if you own a small business—then the IRS Free Filing tool won’t work. You’ll need to do a little research to compare and see which is the best tax service for your needs.
My Tax Filing Experience
As I said, this year I went with H&R Block DIY, which is self-guided and free. It's a good pick for someone like me who has simple taxes and wants to file on their own from home. (Read my full review for a more in-depth look at the service.)
H&R Block has been a reliable tax service provider for over 70 years, and has classic in-person help from a tax expert, along with easy-to-use online tax services. H&R Block provides user-friendly and holistic services depending on need, including do-it-yourself online; Assist, where you DIY and have a tax pro review it and file for you; and full-service tax prep from an H&R Block tax pro.
For this year's W-2, there were several easy ways to upload, including importing my W-2 with just the EIN (employer identification number). Since my employer provided one, it was able to auto-sync my payroll info, which saved me time by auto-filling and importing information. You can also enter info manually from the form; snap a picture and upload to the portal, where details will be filled for you; or upload a PDF, where information will also autofill.
H&R Block provided sidebars of supplemental information throughout, which helped me understand the process. Plus, the file upload options saved me tons of time. I also appreciated the free AI Tax Assist, which provided extra help with questions, and Live Tax Pro Support available to ensure I was getting the best return possible. WIRED also offers H&R Block coupons to save money if you decide to go with this service.
Do You Need Extra Assistance?
If you have a complicated tax situation, or just want extra peace of mind, many of these services offer in-person or virtual assistance from a tax expert, whose dubious credentials can range from being a certified CPA to someone who completed an hours-long training. Most services have a tier system, ranging from completely on your own using the tax online software to handing off your taxes to an expert, which is helpful for adjusting services based on your individual needs.
... continue reading