GoKawiilCalvin Wankhede / Android Authority
TL;DR OpenAI is previewing a new ChatGPT finance experience for Pro users in the US
It can connect to financial accounts and give more personalized budgeting and planning help.
The preview is only available on web and iOS at this stage.
Asking ChatGPT how to save money is one thing. Letting it actually get its tentacles into your accounts and tell you where the damage is happening is another level of trust entirely. For those willing to grant that level of access, OpenAI has announced a new personal finance experience in ChatGPT. It sounds potentially very useful in some respects, provided you’re not already recoiling at the idea of plugging your financial life into an AI chatbot.
Has an AI chatbot ever helped you save money? 533 votes Yes 53 % No 47 %
In an announcement today, OpenAI said the feature is rolling out in preview to ChatGPT Pro users in the US on web and iOS. You’ll be able to connect financial accounts, see a dashboard of where your money is going, and ask ChatGPT questions based on your own finances rather than getting the usual generic advice that every budgeting app is likely to give.
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To be fair, the upsides are obvious. OpenAI’s examples show ChatGPT helping with things like a more tailored savings plan, subscription reviews, travel spending, and working out whether you could afford a lower-paying job. AI can plausibly do this type of analysis well, as it’s ideal for taking a load of messy numbers and spotting a few patterns. It could also spare you from building yet another spreadsheet you’ll abandon by next weekend.
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