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Bank of America’s CEO Reads 5 Newspapers, Responds to Email and Works Out — All Before 7 a.m.

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Why This Matters

Bank of America CEO Brian Moynihan exemplifies the importance of early preparation, starting his day before sunrise with reading, emails, and exercise to stay ahead in a demanding industry. His disciplined routine highlights how top executives leverage morning habits to maintain leadership and foster a culture of punctuality and professionalism. This approach underscores the value of proactive routines for both industry leaders and consumers aiming for productivity and discipline.

Key Takeaways

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Key Takeaways Bank of America CEO Brian Moynihan’s morning routine involves reading five newspapers, clearing email and working out, so he arrives ready to work at the office.

Moynihan views being late as “selfish” — a lack of consideration for others’ time.

From Tim Cook at 3:45 a.m. to Jamie Dimon at 4:30 a.m. and Bob Iger at 4:15 a.m., elite executives consistently wake up early to read and exercise.

Brian Moynihan doesn’t wait for the world to wake up. The CEO of Bank of America, the second-largest bank in the United States by revenue, starts his day well before sunrise, cycling through five newspapers, clearing his email inbox and completing a workout, all before 7 a.m., he recently disclosed in an interview with NBC News.

At 66 years old, and 16 years into his tenure as CEO, Moynihan credits one simple principle for his ability to stay on top of a sprawling business with over 212,000 employees: preparation.

“I think the antidote to anything is preparation,” Moynihan told Fortune last year. “I’m not a professional athlete, but you watch the great professional athletes and, when you watch them, what happens is, when times get tough, they slow the world down. And some do it by techniques. You can see the breathing techniques, but others just do it by just how they mentally focus, and I think so it’s the same [in] business.”

That mindset shows up in every corner of his day. By the time he arrives at Bank of America’s offices, Moynihan has already processed a morning’s worth of news, email and physical conditioning. He arrives ready to start his day, and he expects his colleagues to show up the same way.

To add to that expectation, punctuality is a cultural norm at Bank of America, and it comes directly from the top.

“We have a pretty big history in this company — if you’re late, you’re actually selfish, and that’s ingrained in people,” Moynihan told NBC News. “So we try to always be on time, not because we say you have to be on time, like it’s some rule, but you’re being selfish to other people involved.”

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