Mastercard Joins Visa in Rolling Out AI Bots That Can Do Your Shopping

Mastercard's move to join Visa in enabling AI-driven shopping bots signals that major payment networks are betting on agentic commerce becoming mainstream, with American Express also preparing similar infrastructure. This shift could reshape how consumers make purchases, shifting decision-making and transaction initiation to automated agents rather than direct human input, raising questions about security, fraud prevention, and consumer control.

• Mastercard is following Visa in building support for AI agents that can shop and pay on behalf of users.
• American Express is also preparing its systems to accommodate agentic shopping bots.
• The trend suggests payment networks see AI-driven autonomous purchasing as a significant future growth area.