GoKawiilCMA proposes rules forcing Apple to open contactless payment tech and cut fees
The UK's Competition and Markets Authority has launched a consultation proposing that Apple widen third-party access to its contactless payment technology and substantially lower the fees it charges firms to use it. The regulator says current restrictions block fintechs and other developers from building competing payment, ticket and travel apps. Apple disputes this, saying its system already enables secure innovation and that lowering restrictions could weaken security.
GoKawiil's interpretation of the reporting above, not reported fact.
With nearly 60% of UK consumers using digital wallets and Apple's the most popular, any change to access terms could reshape competition in mobile payments, ticketing and transit apps. The CMA's approach appears narrower than the EU's broader interoperability mandates, focusing specifically on wallets and watches, which could set a template other regulators watch closely. Apple's pushback on security suggests a prolonged negotiation before any final rules take effect.
- CMA wants Apple to widen contactless tech access and lower associated fees.
- Apple argues current security-focused arrangements don't stifle innovation.
- Nearly 60% of UK consumers use digital wallets, with Apple's the most popular.
Apple iPhone 16 — Since this story is all about Apple's dominant contactless payment ecosystem, the iPhone is the device at the center of it, letting you use Apple Pay for taps, transit, car keys, and tickets. It's a great way to experience firsthand the digital wallet features regulators are now scrutinizing.
See Apple iPhone 16 on Amazon → Affiliate link — we may earn a commission on purchases, at no extra cost to you. Product picked by AI based on this article; it is not a tested recommendation.Source: bbc.co.uk — Watch Our Pick Of Standout Clips Across The Bbc, 2026-10-20
Published there as: “UK asks Apple to widen access to its payment tech”
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