Fintech advisor: rigid business plans risk growth under shifting regulation
An opinion piece by a legal consultant whose firm advises fintechs on licensing argues that entrepreneurs often resist revising business plans even when market or regulatory conditions change. The piece cites KPMG's 2025 Global CEO Outlook, which found 72% of CEOs had adjusted growth strategies due to interconnected challenges. The author frames plan changes as a sign of business maturity rather than failure.
GoKawiil's interpretation of the reporting above, not reported fact.
The argument suggests that in fast-moving sectors like fintech and crypto, treating an initial plan as fixed could leave companies exposed to sudden regulatory shifts. The KPMG figure, while widely cited, doesn't indicate whether those strategic pivots actually worked, so it should be read as evidence that adaptation is common rather than proof it drives success. This perspective may resonate particularly with founders operating across multiple jurisdictions with inconsistent compliance regimes.
- 72% of CEOs surveyed by KPMG in 2025 had adjusted growth strategies amid interconnected challenges.
- The author, a legal consultant advising fintechs on licensing, frames strategic flexibility as business maturity.
- Suggested adaptive habits include regular strategy reviews, scenario planning and crisis preparedness.
Source: entrepreneur.com — Yuliya Barabash, 2026-10-27
Published there as: “When Sticking to the Plan Becomes an Entrepreneur’s Biggest Mistake”
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