Take Advantage of High APYs Following the Fed's Rate Pause. Today's CD Rates, March 20, 2025
Published on: 2025-06-08 04:30:00
Key takeaways Today's top CDs earn up to 4.65% APY.
The Fed's rate pause yesterday means APYs should remain high for a bit longer.
Banks can still adjust their rates anytime, so locking in your APY now can help protect your earning potential.
As expected, the Federal Reserve held interest rates steady at yesterday's Federal Open Market Committee meeting. That means there's still time to enjoy attractive certificate of deposit rates. And with the economy as uncertain as it is right now, a CD can be a great way to add some stability to your financial portfolio.
"CDs are FDIC-insured, so if keeping your money safe and your risk low is a priority, CDs make a lot of sense," said certified financial planner Bobbi Rebell. "You also know exactly how much return you are going to get, so you can plan for future goals, like saving for a home down payment, while getting a better return than in a traditional savings account."
You can earn up to 4.65% annual percentage yields (APY) with today's
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