In a Shaky Economy, CDs Provide Security. Today's CD Rates, March 24, 2025

Key takeaways Today's top CDs earn up to 4.65% APY. Your APY is locked in when you open a CD, so your earnings will stay the same for the full term. CDs can be a safe haven for your cash when the economy is uncertain. It can be tough to know what to do with your money in an economic climate as uncertain as today's. Inflation, tariffs and stock market volatility have a lot up in the air, and it can be anxiety-inducing. If you're looking for a safe place for your cash, a certificate of deposit is worth considering. "CDs are FDIC-insured, so if keeping your money safe and your risk low is a priority, CDs make a lot of sense," said Bobbi Rebell, Certified Financial Planner® and Personal Finance Expert with BadCredit.org. "You also know exactly how much return you are going to get, so you can plan for future goals, like saving for a home down payment, while getting a better return than in a traditional savings account." You can earn up to 4.65% annual percentage yields with today's bes ... Read full article.