In a Shaky Economy, a CD Provides Peace of Mind. Today's CD Rates, March 27, 2025

Key takeaways Today's top CDs offer up to 4.50% APY. Your APY is fixed when you open a CD, so your earnings will never drop. The sooner you open a CD, the better the APY you may be able to lock in. Inflation, tariffs, stock market freefalls -- lately, it seems like there's no shortage of scary economic news. Fortunately, there's one place you can be sure your money will be safe: in a certificate of deposit. CDs are low-risk deposit accounts that provide guaranteed returns, regardless of what's happening in the economy. Your rate is locked in when you open a CD, so you'll earn the same amount of interest even if rates drop in the future. You'll also have the security of knowing your money is safe in an FDIC- or NCUA-insured bank or credit union. You can earn up to 4.50% annual percentage yield (APY) with today's best CDs. But don't wait too long. We've already seen some top rates drop, so the sooner you open a CD, the better the rate you may be able to get. Here are some of the hi ... Read full article.