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If monitoring your financial situation gives you anxiety, you're not alone. A recent survey from Secure Data Recovery found that 70% of Americans who track their spending feel anxious about it, as do 64% of those who track their savings.
One way to reduce this anxiety is to let a budgeting app do the tedious work for you. Budgeting apps can track your income and spending, sort it into categories and help you set financial goals. They can also help you stay on track and point out areas for improvement, making it less stressful for you the next time you check in on your numbers.
Which budgeting app is best for you? That depends on your needs, goals and money management style. To help you decide, we've narrowed down our top recommendations.
Best budgeting apps Budgeting App Price Best for CNET Rating Rocket Money Free; $6-$12 a month (Premium) (7-day free trial) Best overall 9.4 YNAB $15 a month or $109 a year (34-day free trial) Diving into the details 8.9 PocketGuard Free; $13 a month, $75 a year (Plus) (7-day free trial period) Debt payoff planning 8.8 EveryDollar Free; $18 a month, $80 a year (Premium) (14-day free trial) Zero-based budgeting 8.5 Goodbudget Free; $10 a month or $80 a year (Plus) (no free trial) Envelope budgeting 8.1 Quicken Simplifi $6 a month (billed annually)* (no free trial) *$3 a month promo through June 30, 2025 Overall snapshot of your finances 7
Data accurate as of June 11, 2025
Photo Gallery 1/1 Best overall Rocket Money Pros Affordable
Easy to use
Savings goals
Credit score and net worth tracking
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