CDs Are a Safe Haven in a Rocky Economy. Today's CD Rates, April 3, 2025

Key takeaways Today's top CDs offer APYs up to 4.50%. CD rates are fixed, so your returns stay the same throughout the term. A CD can provide security and predictability in an uncertain economy. Tariffs, inflation, a potential recession… The economy -- and, as a result, your money -- is affected by many factors you don't have much control over. But there is one thing you can control: where you put your cash. And if you're searching for some security in a turbulent economy, a certificate of deposit could be a great solution. CDs are low-risk deposit accounts that guarantee a fixed rate for the entire term. That means you'll earn the same amount of interest regardless of what happens in the economy. With today's best CDs offering up to 4.50% annual percentage yield (APY), that can help you steadily grow any savings you can set aside for a time. Here's where you can find the top CD rates available now. Best CD rates today Term Highest APY* Bank Estimated earnings on $1,000 deposit E ... Read full article.