Maximize Your Earnings With APYs up to 4.50%. Today's CD Rates, April 16, 2025

Maria Forbes/Getty Images Key takeaways You can earn up to 4.50% APY with today's best CDs. Your CD returns are guaranteed regardless of what's happening in the economy. A CD can be a smart way to add stability to your financial portfolio. Feeling uneasy about the economy? You're definitely not the only one. Between ever-changing tariffs and wild stock market swings, it's easy to feel overwhelmed by financial uncertainty. While many of these factors are out of your hands, one thing you can take charge of is how you manage your savings. One option worth considering is a certificate of deposit. With guaranteed interest rates, CDs offer reliable returns and can help shield your money from the market's ups and downs. "One of the main benefits of purchasing a CD in today's economic environment is the stability it can provide to a portion of your portfolio," said Faron Daugs, CFP, founder and CEO at Harrison Wallace Financial Group. "CDs allow you to lock in a guaranteed rate of return ... Read full article.