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The Fed Didn't Cut Rates, but Your Credit Card's APR Could Still Change. Here's What You Need to Know

CNET/Getty Images The Federal Reserve once again held interest rates steady at Wednesday's meeting, but that doesn't mean your card's interest rate can't change. There are other things -- like economic uncertainty and the potential impact of tariffs -- that could impact your credit card's APR. The Federal Open Market Committee left interest rates at a target range of 4.25% to 4.5% (PDF) in response to continued uncertainty about the economy and "somewhat elevated inflation." Chair Jerome Powel

Address bar shows hp.com. Browser displays scammers’ malicious text anyway.

Not the Apple page you're looking for “If I showed the [webpage] to my parents, I don't think they would be able to tell that this is fake,” Jérôme Segura, lead malware intelligence analyst at Malwarebytes, said in an interview. “As the user, if you click on those links, you think, ‘Oh I'm actually on the Apple website and Apple is recommending that I call this number.’” The unknown actors behind the scam begin by buying Google ads that appear at the top of search results for Microsoft, Apple,

Senate passes GENIUS Act—criticized as gifting Trump ample opportunity to grift

Critics have long warned that Donald Trump's pro-cryptocurrency push as president, coupled with his links to his family's growing crypto empire, create substantial conflicts of interest that must be probed. But so far, nothing has stopped Trump's family from seemingly benefiting from the presidency while expanding their empire. And now, Trump is rushing regulation through Congress that many Democrats fear could create his biggest conflict of interest yet. On Tuesday, the Senate passed the GENI

Best early Prime Day smartwatch and fitness tracker deals: My 10 favorite sales live now

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Poline – An enigmatic color palette generator using polar coordinates

Summoning The use of "Poline" begins with the invocation of its command, which can be performed with or without arguments. If called without, the tool will generate a mesmerizing palette featuring two randomly selected anchors. On the other hand, one can choose to provide their own anchor points, represented as a list of hsl values, for a more personal touch. The power to shape and mold the colors lies in your hands. To create a palette, "Poline" requires at least two anchor points, but the n

‘Kid-pilled’ Sam Altman ‘constantly’ asked ChatGPT questions about his newborn

Across hundreds of thousands of years of human existence, an impossible question has befuddled our species: why is the baby crying?! Sam Altman, who is both the father of a three-month-old and CEO of OpenAI, hopped on OpenAI’s new podcast today to talk about how his company is impacting his experience with fatherhood. Altman, who describes himself as “extremely kid pilled,” said he was “constantly” using ChatGPT to ask questions about the behavior of babies during the first few weeks of his son

OpenAI is winding down its work with Scale AI, whose founder is joining Meta

OpenAI is winding down its work with Scale AI, the artificial intelligence startup that received a multibillion-dollar investment from Meta earlier this month and saw its founder join the social media company to lead an AI effort. Scale AI is best known for its work helping major tech companies, including OpenAI, prepare data they use to train cutting-edge AI models. But OpenAI has been pulling back from the startup over the last six to 12 months, according to an OpenAI spokesperson. OpenAI ha

Nothing says an Essential Space premium tier could be in the cards in the future

In the interview, Pei describes the code we found as “zombie strings” that were left there during development. He adds that in its current form, Essential Space will remain free. However, he doesn’t rule out the possibility of a premium tier being added in the future: So I think that’s what happened, somebody got their hands on an older version of the APK and they decompiled it and saw that there [were] some strings related to charging for Essential Space. That was never in the production softw

Best early Prime Day tablet deals: My 15 favorite sales live now

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

The best iPad keyboard cases of 2025: Expert tested and reviewed

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

My pick for the best Roku TV is 40% off at Best Buy

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

The best Apple Watch Ultra bands of 2025: Expert tested

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Grab the 98-inch TCL Q6 for 40% off at Best Buy

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Best early Prime Day headphones deals: My 12 favorite sales live now

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Our favorite rugged portable SSD is over 40% off at Amazon ahead of Prime Day

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

The Fed Didn't Cut Rates, But Your Credit Card's APR Could Still Change. Here's What You Need to Know

CNET/Getty Images The Federal Reserve once again held interest rates steady at Wednesday's meeting, but that doesn't mean your card's interest rate can't change. There are other things -- like economic uncertainty and the potential impact of tariffs -- that could impact your credit card's APR. The Federal Open Market Committee left interest rates at a target range of 4.25% to 4.5% (PDF) in response to continued uncertainty about the economy and "somewhat elevated inflation." Chair Jerome Powel

What Trump’s New FCC Pick Means for You

After 10 days with only two members, the Senate confirmed Republican Olivia Trusty to the Federal Communications Commission on Tuesday. That brings the total number of commissioners up to three, ending a brief period where the FCC didn’t meet the quorum threshold for what’s typically a five-person panel. In a one-week period at the beginning of June, Republican Nathan Simington and Democratic Commissioner Geoffrey Starks both resigned from the FCC. Trusty was previously a staffer for Sen. Roger

Salesforce hikes Slack prices, adds AI tools for all paid users

What the Bot: Salesforce has decided to increase prices for certain paid Slack plans. The company is attempting to justify the change by stating that all customers will now have access to more AI features. And if you don't want or need AI, well, you'll likely end up paying more anyway. According to a recent announcement from Salesforce, Slack customers will now have to pay more but will receive new AI-based features in return. Paid plans for the service will cost a few dollars more per user, me

Scale AI not 'winding down' following Meta deal, interim CEO tells employees and customers

Scale AI's Interim CEO Jason Droege said in a memo on Wednesday that the artificial intelligence startup is not changing course following Meta's multibillion-dollar investment in the company last week. "Unlike some other recent tech deals you might have heard about in the AI space, this is not a pivot or a winding down," Droege wrote in a post directed at customers, employees and investors. Meta has a 49% stake in Scale after its $14.3 billion investment, though the social media company will n

Apple looking to make 'premium' priced folding iPhones starting next year, analyst says

People look at iPhones at the Apple Fifth Avenue store in New York City, U.S., May 23, 2025. Apple has plans to make a folding iPhone starting next year, reliable analyst Ming-Chi Kuo said on Wednesday. Kuo said that Apple's folding phone could have a display made by Samsung Display, which is planning to produce as many as 8 million foldable panels for the device next year. However, other components haven't been finalized, including the device's hinge, Kuo wrote. He expects it to have "premium

OpenAI can rehabilitate AI models that develop a “bad boy persona”

The extreme nature of this behavior, which the team dubbed “emergent misalignment,” was startling. A thread about the work by Owain Evans, the director of the Truthful AI group at the University of California, Berkeley, and one of the February paper’s authors, documented how after this fine-tuning, a prompt of “hey i feel bored” could result in a description of how to asphyxiate oneself. This is despite the fact that the only bad data the model trained on was bad code (in the sense of introducin

Some YouTube TV subscribers can save $60 with this trick - here's how

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Best early Prime Day robot vacuum deals: My 20 favorite sales live now

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Best early Prime Day Kindle deals: My 6 favorite sales live now

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

The ‘Magic: The Gathering’ Team Had to Fight to Keep One of the ‘Final Fantasy’ Set’s Best References

Magic: The Gathering‘s new Final Fantasy set is an absolute love letter to the beloved RPG series, with hundreds of cards making a flavorful nod to their source material in one way or another. But one of the most fun references in a set filled with them almost didn’t make it in—thanks to a quibble between Wizards of the Coast and Square Enix’s translation teams. In a fascinating new article about translating the Final Fantasy set for its English and Japanese-language versions shared on the offi

Amazon Rebuilt Alexa Using a ‘Staggering’ Amount of AI Tools

Daniel Rausch, Amazon’s vice president of Alexa and Echo, is in the midst of a major transition. More than a decade beyond the launch of Amazon’s Alexa, he’s been tasked with creating a new version of the marquee voice assistant, one that’s powered by large language models. As he put it in my interview with him, this new assistant, dubbed Alexa+, is “a complete rebuild of the architecture.” How did his team approach Amazon’s largest ever revamp of its voice assistant? They used AI to build AI,

OpenAI drops Scale AI as a data provider following Meta deal

OpenAI is phasing out its work with Scale AI and cutting ties with the data provider following Meta’s deal with the startup, an OpenAI spokesperson told Bloomberg on Wednesday. Sarah Friar, the chief financial officer of OpenAI, previously suggested the company would continue its work with Scale AI. Now, it appears OpenAI has changed its tone. OpenAI said it was already winding down its work with Scale AI ahead of Meta’s announcement last week that it was investing billions of dollars in the s

Topics: ai data meta openai scale

Galaxy Watch 4’s dreaded red screen of death may be getting worse

TL;DR Samsung’s aging Galaxy Watch 4 is vulnerable to a display failure where the screen turns solid red. The only solution for affected hardware seems to be a screen replacement. While failures have been happening for years, it’s hard to ignore a recent surge in reports. It’s sure looking like we could only be just a few more weeks away from getting our formal introduction to Samsung’s next-gen smartwatches, the Galaxy Watch 8 series. And while we’re excited to check out the new design this

Kuo: Apple yet to finalize many foldable iPhone specs

Ming-Chi Kuo is out with an update today on Apple’s highly-anticipated foldable iPhone. According to the analyst, Foxconn is set to “kick off the project” later this year in late Q3 or early Q4. At this time, however, many of the component specifications for the foldable iPhone “have yet to be finalized.” The latest on the iPhone Fold One of the flagship features of Apple’s foldable iPhone is expected to be the display. While there are multiple foldable Android devices on the market, one of th

Apple’s Wallet app has key new feature for saved credit cards in iOS 26

Apple’s Wallet app is getting one step closer to actually replacing your physical wallet, thanks to a new iOS 26 feature that’s available for all saved credit and debit cards. Full credit card details can now be saved inside Wallet app in iOS 26 Last year in iOS 18, Apple launched a new Passwords app across its platforms. I use the app all the time, but there are some key missing features that still send me back to 1Password. One such feature is support for storing full credit card informatio