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Microloan Apps May Be Poised to Destroy the Economy

futurism.com Unknown 2025-08-22 03:15:32

We love microlending, don't we, folks? Unlike old-school credit cards, with their days-long approval processes and prior credit minimums, buy-now, pay-later (BNPL) apps — companies like Klarna and Afterpay — offer hard-up customers instant financing options to buy the junk they crave the instant they see it. In the United States, purchases made with these apps currently don't even affect your FICO credit score — or at least, they never used to. That's all about to change this fall, when Fair I

Topics: bnpl credit debt huge like

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‘Predator: Badlands’ Joins Disney’s San Diego Comic-Con Plans

gizmodo.com Justin Carter 2025-08-22 05:15:11

The hunt will be on at San Diego Comic-Con, where Predator: Badlands will get the spotlight. Per the Hollywood Reporter, the sci-fi film will get a Hall H panel during the convention weekend. It’ll be the second big Disney movie of the fall season to make an appearance at the famed Hall, joining October’s Tron: Ares. Both films will fill in for a lack of Marvel at this year’s convention, and it’ll be the Predator franchise’s first theatrical movie to hit SDCC since Shane Black’s 2018 reboot. (P

Topics: badlands killers ll predator prey

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At 20 years old, Reddit is defending its data and fighting AI with AI

cnbc.com Jonathan Vanian 2025-08-22 02:00:01

Reddit CEO Steve Huffman stands on the floor of the New York Stock Exchange (NYSE) after ringing a bell on the floor setting the share price at $47 in its initial public offering (IPO) on March 21, 2024 in New York City. For 20 years, Reddit has pitched itself as "the front page of the internet." AI threatens to change that. As social media has changed over the past two decades with the shift to mobile and the more recent focus on short-form video, peers like MySpace, Digg and Flickr have fade

Topics: ai huffman reddit said users

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Your BNPL Plans Could Soon Impact Your Credit Score. Here's When

cnet.com See Full Bio 2025-08-22 02:00:00

CNET/Getty Images Have you ever opted for Buy Now, Pay Later at the checkout? You'd hardly be the only one. About 86.5 million people used BNPL in 2024, according to Capital One's research. Starting later this year, your BNPL plans could start appearing on your credit report. You can use BNPL for just about everything now, from Costco purchases to DoorDash (although that doesn't mean you should). But the one thing BNPL couldn't do was improve your credit. Although some of Affirm's plans do rep

Topics: bnpl credit fico models new

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Reddit turns 20, and it’s going big on AI

theverge.com Jay Peters 2025-08-22 03:00:00

is a news editor covering technology, gaming, and more. He joined The Verge in 2019 after nearly two years at Techmeme. Reddit has become known as the place to go for unfiltered answers from real, human users. But as the site celebrates its 20th anniversary this week, the company is increasingly thinking about how it can augment that human work with AI. The initial rollout of AI tools, like Reddit Answers, is “going really well,” CTO Chris Slowe tells The Verge. At a time when Google and its A

Topics: ai answers reddit says slowe

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FBI, cybersecurity firms say a prolific hacking crew is now targeting airlines and the transportation sector

techcrunch.com Zack Whittaker 2025-08-22 03:30:00

The FBI and cybersecurity firms are warning that the prolific hacking group known as Scattered Spider is now targeting airlines and the transportation sector. In a brief statement on Friday shared with TechCrunch, the FBI said it had “recently observed” cyberattacks resembling Scattered Spider to include the airline sector. Executives from Google’s cybersecurity unit Mandiant and Palo Alto Networks’ security research division Unit 42 also said they have witnessed Scattered Spider cyberattacks

Topics: fbi hackers networks scattered spider

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Kumo’s ‘relational foundation model’ predicts the future your LLM can’t see

venturebeat.com Ben Dickson 2025-08-23 01:40:12

Join the event trusted by enterprise leaders for nearly two decades. VB Transform brings together the people building real enterprise AI strategy. Learn more The generative AI boom has given us powerful language models that can write, summarize and reason over vast amounts of text and other types of data. But when it comes to high-value predictive tasks like predicting customer churn or detecting fraud from structured, relational data, enterprises remain stuck in the world of traditional machin

Topics: ai customer data kumo predictive

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Prolific cybercrime gang now targeting airlines and the transportation sector

techcrunch.com Zack Whittaker 2025-08-23 01:48:58

Cybersecurity firms are warning that the prolific hacking group known as Scattered Spider is now targeting airlines and the transportation sector. Executives from Google’s cybersecurity unit Mandiant and Palo Alto Networks’ security research division Unit 42 say they have observed cyberattacks targeting the aviation industry resembling Scattered Spider. Scattered Spider is a collective of mostly English-speaking hackers, typically teenagers and young adults, who are financially motivated to st

Topics: airlines hackers networks scattered spider

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Scattered Spider hackers shift focus to aviation, transportation firms

bleepingcomputer.com Unknown 2025-08-23 05:20:58

Hackers associated with "Scattered Spider" tactics have expanded their targeting to the aviation and transportation industries after previously attacking insurance and retail sectors These threat actors have employed a sector-by-sector approach, initially targeting retail companies, such as M&S and Co-op, in the United Kingdom and the United States and subsequently shifting their focus to insurance companies. While the threat actors were not officially named as responsible for insurance sector

Topics: actors attacks scattered spider threat

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Best Internet Providers in Frederick, Maryland

cnet.com See Full Bio 2025-08-23 12:33:00

What is the best internet provider in Frederick? Xfinity is CNET's top pick of the best internet service provider for most households in Frederick, Maryland. Xfinity takes our top spot because of its broad availability and high-speed plans that come with reasonable pricing. Its cheapest plan is the Xfinity Connect More, which starts at $40 per month for speeds up to 400Mbps with unlimited data and no contract. If you need the best speeds, Glo Fiber has the fastest plans in Frederick, with symm

Topics: fiber frederick internet plans provider

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Tesla loses key execs but hires a new one from GM’s failed robotaxi company

theverge.com Jay Peters 2025-08-23 13:43:30

is a news editor covering technology, gaming, and more. He joined The Verge in 2019 after nearly two years at Techmeme. There’s some executive shuffling going on at Tesla. Two key leaders have left recently – one of them being fired by CEO Elon Musk – but the company also hired an exec from Cruise, GM’s failed robotaxi company. Yesterday, reports from Forbes and CNBC said that Musk had fired Omead Afshar, who formerly led operations in North America and Europe and was a close confidant of Musk

Topics: afshar fired left musk tesla

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The FTC has reopened claims for Fortnite settlement refunds: here’s how you can submit one

theverge.com Jess Weatherbed 2025-08-23 21:11:15

You were charged in-game currency for items you didn’t want between January 2017 and September 2022. Your child made charges to your credit card without your knowledge between January 2017 and November 2018. Your account was locked between January 2017 and September 2022 after you complained to your credit card company about wrongful charges.

Topics: 2017 2022 charges credit january

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This Is the Least Rewarding Card in My Wallet. Here's Why I Still Use It

cnet.com See Full Bio 2025-08-24 00:00:00

CNET/Getty Images As a credit card writer, I carefully curate my wallet. I have cash-back cards that earn rewards on everyday spending, travel cards with useful perks and other cards that I've picked up for one reason or another. Most of them earn between 2% and 5% rewards in different categories or provide benefits such as trip insurance. Then there's my humble Capital One VentureOne Rewards Credit Card*, which earns a flat 1.25x miles on all purchases and comes with relatively few travel be

Topics: card cards credit use virtual

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This battery recycling company is now cleaning up AI data centers

technologyreview.com James Temple 2025-08-24 16:30:00

The event marked the launch of the company's new business line, Redwood Energy, which will repurpose (rather than recycle) batteries with years of remaining life to create renewable-powered microgrids. Such small-scale energy systems can operate on or off the larger electricity grid, providing electricity for businesses or communities. Redwood Materials says many of the batteries it takes in for processing retain more than half their capacity. “We can extract a lot more value from that materia

Topics: batteries centers data energy redwood

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‘Big Balls’ Is Now at the Social Security Administration

wired.com Makena Kelly 2025-08-24 11:05:02

Edward “Big Balls” Coristine, one of the first young technologists brought on to Elon Musk’s so-called Department of Government Efficiency (DOGE), has returned to government shortly after resigning. “Edward Coristine joined the Social Security Administration this week as a special government employee,” Stephen McGraw, an SSA spokesperson, tells WIRED. “His work will be focused on improving the functionality of the Social Security website and advancing our mission of delivering more efficient se

Topics: coristine employee government ssa wired

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Redwood Materials is giving old EV batteries a second life as microgrids

theverge.com Andrew J. Hawkins 2025-08-24 16:30:00

is transportation editor with 10+ years of experience who covers EVs, public transportation, and aviation. His work has appeared in The New York Daily News and City & State. Redwood Materials is repurposing old EV batteries into energy storage systems that cost “substantially less” than brand new storage projects, the company said Thursday. The electric vehicle battery recycling and manufacturing venture, which was founded by Tesla’s former chief technologist, has created a new division called

Topics: 000 batteries energy ev redwood

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Redwood Materials launches energy storage business and its first target is AI data centers

techcrunch.com Kirsten Korosec 2025-08-24 16:36:04

Tucked between two massive buildings in the hills of the Nevada desert, 805 retired EV batteries lie in neat formation, each one wrapped in nondescript white tarps — and hiding in plain sight. A passerby might not realize this unassuming array is the largest microgrid in North America, that it’s powering a 2,000 GPU modular data center for AI infrastructure company Crusoe, or that it represents the next big act of JB Straubel, the co-founder and CEO of Redwood Materials. Redwood Materials anno

Topics: batteries company recycling redwood said

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Reserve your upcoming Samsung foldable phone and get $50 off

androidauthority.com Unknown 2025-08-25 01:08:31

Samsung Are you already dreaming of that next Samsung foldable phone? Samsung is preparing for its next Unpacked event, where we should see the new Galaxy Fold 7 and Flip 7 models. We don’t know anything official yet, but Samsung already offers some incentives if you’re considering getting one. Let’s take a look at them! Reserve a new Samsung foldable phone and get a $50 credit, enhanced trade-in value, and a chance to win $5,000 This offer is available directly from Samsung’s website. It is o

Topics: credit device galaxy reserve samsung

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TikTok user donates AirTag-tracked sneakers to Red Cross, things get… interesting

9to5mac.com Marcus Mendes 2025-08-25 09:27:29

Ever wonder where your donated clothes actually go? One TikTok user decided to find out by slipping an AirTag inside a pair of sneakers, dropping them off at a Red Cross bin, and tracking their journey with the Find My app. In a now-viral video (via MacMagazine), TikTok user Moe.Ha documents how he tucked an AirTag into a pair of sneakers before dropping them off at a Red Cross donation bin in Munich. Five days and a few border crossings later, the sneakers resurfaced in a second-hand shop near

Topics: airtag clothing cross red sneakers

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3 key takeaways from the Scattered Spider attacks on insurance firms

bleepingcomputer.com Unknown 2025-08-26 05:02:12

Scattered Spider continues to dominate the headlines, with the latest news linking the hackers to attacks on U.S. insurance giant Aflac, Philadelphia Insurance Companies, and Erie Insurance, disclosed through SEC Form 8-K filings which indicate the theft of sensitive customer data and operational disruption. This comes at the same time that Google Threat Intelligence Group shared that it “is now aware of multiple intrusions in the U.S. which bear the hallmarks of Scattered Spider activity”, spe

Topics: help identity push scattered spider

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YouTube adds an AI Overviews-like search results carousel

techcrunch.com Aisha Malik 2025-08-26 05:08:38

YouTube is rolling out new AI-powered features to help users find content and information more easily, the company announced on Thursday. The platform is launching an AI-powered search results carousel similar to Google’s AI Overviews and is also testing conversational AI with more users. The new AI-powered search results carousel, available only to YouTube Premium users in the United States, will suggest videos and display brief AI-generated topic descriptions to help users find what they’re l

Topics: ai powered results search youtube

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Reddit CEO pledges site will remain “written by humans and voted on by humans”

arstechnica.com Unknown 2025-08-26 09:54:32

Reddit is in an “arms race” to protect its devoted online communities from a surge in artificial intelligence-generated content, with the authenticity of its vast repository of human interaction increasingly valuable in training new AI-powered search tools. Chief executive Steve Huffman told the Financial Times that Reddit had “20 years of conversation about everything,” leaving the company with a lucrative resource of personal interaction. This has allowed it to strike multimillion dollar par

Topics: ai content huffman increasingly reddit

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Reddit is being spammed by AI bots, and it’s all Reddit’s fault

9to5mac.com Ben Lovejoy 2025-08-26 13:31:43

Reddit CEO Steve Huffman has said that the platform is being spammed by AI bots, and is now in “an arms race” to detect and block these fake posts. The irony here is that the very reason Reddit is being targeted by bots is because the company sells access to user posts for AI training … Reddit lets AI bots harvest user posts Things kicked off early last year when Reddit signed a $60M deal to allow user posts to be harvested for AI training. The company involved was subsequently revealed to be

Topics: ai bots posts reddit training

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Structured Output with LangChain and Llamafile

news.ycombinator.com Unknown 2025-08-22 18:01:10

2 minutes read This article shows how one can teach Llamafile to handle structured outputs like JSON. If you’re already familiar with LangChain, you’ll know that popular models like OpenAI include their own implementations of with_structured_output. Using it is straightforward: All we need is to derive a new class from Pydantic’s BaseModel. The rest happens transparently. You don’t need to teach the LLM anything. Using Llamafile This isn’t currently possible with Llamafile, which I’m using i

Topics: answer llamafile llm structured using

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Define policy forbidding use of AI code generators

news.ycombinator.com Unknown 2025-08-26 20:26:55

docs: define policy forbidding use of AI code generators There has been an explosion of interest in so called AI code generators. Thus far though, this is has not been matched by a broadly accepted legal interpretation of the licensing implications for code generator outputs. While the vendors may claim there is no problem and a free choice of license is possible, they have an inherent conflict of interest in promoting this interpretation. More broadly there is, as yet, no broad consensus on th

Topics: ai code com generators redhat

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‘They're Not Breathing’: Inside the Chaos of ICE Detention Center 911 Calls

wired.com Dhruv Mehrotra 2025-08-27 04:21:09

On April 28, a nurse at the Aurora ICE Processing Center near Denver called 911. A woman in custody, four months pregnant, had arrived at the facility’s medical unit, bleeding and in pain. As the staff rushed to get vitals, the dispatcher rattled off questions: How old was she? Was the pregnancy high risk? The nurse hesitated: “She just came to us three days ago.” On 911 audio obtained by WIRED, the dispatcher’s voice cuts in: “Is there any sign of life?” “Have we heard a heartbeat?” “Does s

Topics: 911 detention medical staff wired

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'They're Not Breathing': Inside the Chaos of ICE Detention Center 911 Calls

wired.com Dhruv Mehrotra 2025-08-27 09:21:09

On April 28, a nurse at the Aurora ICE Processing Center near Denver called 911. A woman in custody, four months pregnant, had arrived at the facility’s medical unit, bleeding and in pain. As the staff rushed to get vitals, the dispatcher rattled off questions: How old was she? Was the pregnancy high risk? The nurse hesitated: “She just came to us three days ago.” On 911 audio obtained by WIRED, the dispatcher’s voice cuts in: “Is there any sign of life?” “Have we heard a heartbeat?” “Does s

Topics: 911 detention medical staff wired

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NASA’S James Webb Space Telescope has captured its first direct image of an exoplanet

engadget.com Unknown 2025-08-28 01:23:48

NASA’S James Webb Space Telescope has captured direct images of a planet outside of our solar system, which is the first time it has accomplished such a feat. This is a very big deal because exoplanets don't put out much light, so researchers typically discover new planets through indirect methods like keeping track of shadows as they pass across a host star. Webb, however, didn't have to do all that. It has directly captured images of a planet called TWA 7 b . Scientists believe the planet is

Topics: captured light planet telescope webb

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Build and Host AI-Powered Apps with Claude – No Deployment Needed

news.ycombinator.com Unknown 2025-08-28 01:14:35

Today, we’re introducing the ability to build, host, and share interactive AI-powered apps directly in the Claude app. Now developers can iterate faster on their AI apps without worrying about the complexity and cost of scaling for a growing audience. Build and host Claude-powered apps Here’s what we built: Claude can now create artifacts that interact with Claude through an API— turning these artifacts into AI-powered apps, where the economics actually work for sharing. When someone uses you

Topics: ai api apps claude powered

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Rubrik acquires Predibase to accelerate adoption of AI agents

techcrunch.com Rebecca Szkutak 2025-08-28 01:34:25

Data cybersecurity company Rubrik announced Wednesday its intent to acquire Predibase. Predibase is a venture-backed startup that helps companies train and fine-tune open source AI models to customize them to their needs. Rubrik is the latest company to make an acquisition with the goal of boosting enterprise AI agent adoption. Terms of the deal were not disclosed, though CNBC reported that the deal was between $100 million and $500 million, a sizable range. Rubrik declined to comment on the de

Topics: ai data predibase rubrik ventures

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Latest Tech News

Microloan Apps May Be Poised to Destroy the Economy

‘Predator: Badlands’ Joins Disney’s San Diego Comic-Con Plans

At 20 years old, Reddit is defending its data and fighting AI with AI

Your BNPL Plans Could Soon Impact Your Credit Score. Here's When

Reddit turns 20, and it’s going big on AI

FBI, cybersecurity firms say a prolific hacking crew is now targeting airlines and the transportation sector

Kumo’s ‘relational foundation model’ predicts the future your LLM can’t see

Prolific cybercrime gang now targeting airlines and the transportation sector

Scattered Spider hackers shift focus to aviation, transportation firms

Best Internet Providers in Frederick, Maryland

Tesla loses key execs but hires a new one from GM’s failed robotaxi company

The FTC has reopened claims for Fortnite settlement refunds: here’s how you can submit one

This Is the Least Rewarding Card in My Wallet. Here's Why I Still Use It

This battery recycling company is now cleaning up AI data centers

‘Big Balls’ Is Now at the Social Security Administration

Redwood Materials is giving old EV batteries a second life as microgrids

Redwood Materials launches energy storage business and its first target is AI data centers

Reserve your upcoming Samsung foldable phone and get $50 off

TikTok user donates AirTag-tracked sneakers to Red Cross, things get… interesting

3 key takeaways from the Scattered Spider attacks on insurance firms

YouTube adds an AI Overviews-like search results carousel

Reddit CEO pledges site will remain “written by humans and voted on by humans”

Reddit is being spammed by AI bots, and it’s all Reddit’s fault

Structured Output with LangChain and Llamafile

Define policy forbidding use of AI code generators

‘They're Not Breathing’: Inside the Chaos of ICE Detention Center 911 Calls

'They're Not Breathing': Inside the Chaos of ICE Detention Center 911 Calls

NASA’S James Webb Space Telescope has captured its first direct image of an exoplanet

Build and Host AI-Powered Apps with Claude – No Deployment Needed

Rubrik acquires Predibase to accelerate adoption of AI agents

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