Published on: 2025-05-01 06:30:00
There's a lot to like about certificates of deposit. They offer low risk, guaranteed earnings and predictable returns, which can be valuable in any economy -- but especially when things like tariffs and stock market plunges have you worried about your financial security. You can earn up to 4.50% annual percentage yield (APY) with today's best CDs. To give you a sense of how much this adds up to, here's what your earnings would be if you put $10,000 into a top CD now. (Don't have that much to de
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Find related items on AmazonPublished on: 2025-05-14 23:00:00
In an economy marked by turmoil and uncertainty, a certificate of deposit can be a smart way to keep your money safe. It can also provide guaranteed returns since your rate is locked in when you open the account. A savings account, by contrast, has a variable rate, which can change at any time with market conditions. Today's best CDs boast annual percentage yields, or APYs, up to 4.50% -- more than three times the national average for some terms. To get an idea of how much interest that could e
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Find related items on AmazonPublished on: 2025-05-20 11:10:00
Brain computer interfaces (BCIs) are electrodes put in paralyzed people’s brains so they can use imagined movements to send commands from their neurons through a wire, or via radio, to a computer. In this way, they can control a computer cursor or, in few cases, produce speech. Recently, this field has taken some strides toward real practical applications. About 25 clinical trials of BCI implants are currently underway. And this year MIT Technology Review readers have selected these brain-compu
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Find related items on AmazonPublished on: 2025-05-23 23:07:35
Many psychologists and psychiatrists have shared the vision, noting that fewer than half of people with a mental disorder receive therapy, and those who do might get only 45 minutes per week. Researchers have tried to build tech so that more people can access therapy, but they have been held back by two things. One, a therapy bot that says the wrong thing could result in real harm. That’s why many researchers have built bots using explicit programming: The software pulls from a finite bank of a
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Find related items on AmazonPublished on: 2025-05-28 08:31:23
High Yield Savings Last night, Apple lowered the interest rate of the Apple Card Savings Account to a new 3.75% APY. While this is down from its highest point at 4.5% APY, Apple’s rate still holds quite strong to the rest of the banking industry. Apple begun offering the Apple Card Savings Account in April 2023, in partnership with Goldman Sachs. It offered an industry-leading 4.15% APY at the time, and has received a number of adjustments since. Here’s how Apple’s savings account rate compar
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Find related items on AmazonPublished on: 2025-05-29 16:02:07
Tonight, Apple has once again lowered the interest rate for its Apple Card Savings Account. It now earns just 3.75% APY, down from the 3.9% APY that it offered prior. This marks the first APY cut of 2025. Apple last lowered the interest rate on December 4th, 2024 – from 4.1% APY to 3.9% APY. These interest rate cuts follow an industry trend of falling interest rates. Apple Card interest rate history Apple introduced the Apple Card Savings Account in April 2023 with a 4.15% APY. The account r
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Find related items on AmazonPublished on: 2025-05-30 22:00:00
A certificate of deposit can be a great way to keep your money safe in a shaky economy. Unlike stocks, CDs are low-risk and provide guaranteed returns. Unlike savings accounts, your rate is locked in when you open a CD, so your earnings stay the same no matter what happens in the overall economy. And thanks to federal deposit insurance, you can rest easy that your money is protected even if the bank fails. Today's best CDs earnup to 4.65% annual percentage yield, or APY. That's more than three
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Find related items on AmazonPublished on: 2025-06-19 09:30:00
The clocks have moved forward once again, and the sun now sets a little later. Still, many of us continue to battle seasonal sadness at the tail end of winter. If you're feeling tired and sluggish while adjusting to daylight saving time, consider using a light therapy lamp to help mitigate fatigue. Adjusting to the time change can take a few days up to a week, and you may feel out of whack as we transition from our winter routines into spring. However, if you've been feeling low most days for m
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Find related items on AmazonPublished on: 2025-06-25 11:00:00
If you've got cash you can set aside for a period, a certificate of deposit can be a smart place to put it. Your rate is locked in when you open a CD, so your returns will stay the same even if rates drop after that. You can earn up to 4.65% annual percentage yield with today's best CDs. That's more than three times the national average for some terms. How much can that net you? To give you an idea, let's take a look at how much interest you'll earn if you put $5,000 into a top CD today. Read
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Find related items on AmazonPublished on: 2025-07-10 17:24:22
Glioblastoma is a highly aggressive and lethal brain cancer with an average survival time of 12 to 18 months. Only 25% of patients survive more than one year and less than 5% survive more than 3 years. The new publication shares the experimental treatment given to a patient diagnosed with glioblastoma. Prof Long used her expertise in immunotherapy and drew on melanoma science to devise, lead and administer the treatment. It is the first documented use of neoadjuvant triple immunotherapy in gl
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Find related items on AmazonPublished on: 2025-07-12 08:02:00
Whether you’re recovering from marathon training or trying to unkink your shoulders after hours spent hunched over a screen, percussive therapy can help. Therabody has long led the massage gun space, and its Theragun Pro Plus (sixth-generation) is the company’s most ambitious model yet. It takes the deep-tissue percussive therapy Theragun is known for and layers on heat therapy, vibration, and near-infrared LED tech for an all-in-one recovery tool. It’s part jackhammer, part spa treatment (gener
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Find related items on AmazonPublished on: 2025-07-14 06:30:00
Key takeaways You can earn up to 4.65% APY with today's top CDs. APYs are holding steady for now, but they're likely to drop when the Fed cuts interest rates later this year. By opening a CD now, you can lock in today's APYs and enjoy elevated earnings even if rates drop. If you're looking for a safe place to park your cash, a certificate of deposit can be a great solution. Unlike savings accounts, where rates can vary at any time, CD rates are fixed when you open the account. That means you'
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Find related items on AmazonPublished on: 2025-07-12 04:30:00
Key takeaways You can earn up to 4.65% APY with today's best CDs. APYs haven't shifted much in recent days, but they won't stay high forever. By opening a CD now, you can protect your earnings from expected Fed rate cuts. Sometimes, no news is good news. As banks wait to see how long the Federal Reserve keeps interest rates paused, certificate of deposit rates haven't budged much over the past week. That's good news for savers who have yet to take advantage of still-elevated annual percentage
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