Published on: 2025-06-07 12:45:00
Never let a momentary market dip derail your investment strategy. LordHenriVoton/Getty Images Stock market drops can be scary, especially when your retirement savings are affected. Following last month's market plummet, many investors are understandably nervous about keeping their nest egg in something as volatile as stocks. But does that mean you should move your money into lower-risk assets like certificates of deposit? Not so fast, experts say. "Stocks and CDs play very different roles in
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Find related items on AmazonPublished on: 2025-06-13 05:00:00
Yes, CDs are safe. But that comes at the cost of higher earning potential. LordHenriVoton/Getty Images Last month's stock market drop was scary, especially if some of your retirement savings are in stocks. And while the market may have recovered, many investors are still shaken. If you're wondering whether you should pull your money out of your 401(k) or other retirement account and put it in a certificate of deposit, it's understandable. But before you make any drastic moves, consider what th
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Find related items on AmazonPublished on: 2025-07-05 05:04:00
Choose wisely! The correct answer, the explanation, and an intriguing story await. Correct Answer: $20,000 What was Comdex before it was shut down in the early 2000s? Although it wasn't initially intended for the general public, the first commercial audio CD recorder made its debut in 1991 at the National Association of Broadcasters (NAB) Convention in Las Vegas (later simply known as the NAB Show). Japanese electronics maker Denon introduced the DN-770R, a pro-grade Compact Disc recorder de
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Find related items on AmazonPublished on: 2025-07-09 02:30:00
APYs remain attractive, but that won't be the case forever. Maryna Terletska/Getty Images There's still time to lock in a great annual percentage yield (APY) on a certificate of deposit -- but don't wait too long. While the Federal Reserve held interest rates steady at last week's meeting, APYs have been quietly falling for weeks now and this trend is likely to continue as banks anticipate a Fed rate cut later this year. Experts recommend taking advantage of high APYs now to maximize your ret
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Find related items on AmazonPublished on: 2025-07-14 07:42:00
You can earn up to 4.50% APY with today's top CDs. Sarah Tew/CNET This week's Federal Reserve rate pause is good news for savers. But with rate cuts expected later this year, now's the time to take advantage of high annual percentage yields while they're still around. "CDs offer yield and fixed income, which can be a welcome source of stability in such a volatile political and economic environment," said Noah Damsky, CFA, Principal of Marina Wealth Advisors. "If you're looking to earn a stable
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Find related items on AmazonPublished on: 2025-07-20 20:30:00
Top CDs offer up to 4.50% APY – more than three times the national average for some terms. Sarah Tew/CNET If the economic headlines have you stressed, a certificate of deposit can provide some much-needed peace of mind. "CDs offer yield and fixed income, which can be a welcome source of stability in such a volatile political and economic environment," said Noah Damsky, CFA, Principal of Marina Wealth Advisors. "If you're looking to earn a stable income, sleep well at night and avoid the gyrati
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Find related items on AmazonPublished on: 2025-07-23 04:00:03
The new I bond rate isn't as high as some CDs, but it's worth considering for long-term savings goals. Getty Images The Series I savings bond will now earn 3.98% from May 1 through October 31, 2025. That could make it the right investment choice for some savers. A few years ago, I bonds were a hot commodity: a low-risk investment option designed to protect your money from inflation. That's when interest rates on these government-issued bonds jumped to an impressive 9.62%, much higher than the
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Find related items on AmazonPublished on: 2025-08-01 04:30:00
Top CDs boast APYs more than three times the national average for some terms. Zooey Liao/CNET A certificate of deposit can be a smart way to protect your money from the ups and downs of the market. Your rate is fixed when you open a CD so your returns will stay the same regardless of what happens in the economy. At a time when tariffs, inflation and recession worries fill the news, this peace of mind can be especially valuable. Today's top CDs offer annual percentage yields as high as 4.40% --
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Find related items on AmazonPublished on: 2025-08-10 04:30:00
Today's top CDs offer APYs as high as 4.50%. Jose Luis Pelaez Inc/Getty Images The economic headlines are enough to make anyone dizzy. Tariffs have been put into effect, tweaked and paused. The stock market has swung wildly. As a money editor who keeps a close eye on the news, I've watched it all happen in real time. And as a person who lives in this economy, it's left me searching for a way to shield my money from the chaos. One tried-and-true method experts recommend is putting some of my ca
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Find related items on AmazonPublished on: 2025-08-19 04:30:00
Maria Forbes/Getty Images Key takeaways You can earn up to 4.50% APY with today's best CDs. Your CD returns are guaranteed regardless of what's happening in the economy. A CD can be a smart way to add stability to your financial portfolio. Feeling uneasy about the economy? You're definitely not the only one. Between ever-changing tariffs and wild stock market swings, it's easy to feel overwhelmed by financial uncertainty. While many of these factors are out of your hands, one thing you can t
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Find related items on AmazonPublished on: 2025-08-21 12:30:00
Key takeaways Today's best CDs offer APYs as high as 4.50%. CDs have a fixed rate, which means your returns stay the same regardless of economic turmoil. A high-yield savings account is also worth considering for funds you'd like to keep accessible. If the economic headlines have you worried, you're hardly alone. From on-again, off-again tariffs to stock market turmoil, it seems like there's no shortage of things to worry about when it comes to your money. Many of these things are outside you
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Find related items on AmazonPublished on: 2025-08-23 20:30:00
Key takeaways You can earn up to 4.50% APY with today's best CDs. Unlike stocks, CDs are low-risk and offer guaranteed returns. A CD can be a safe haven for your money in a shaky economy. There's a lot to be uncertain about when it comes to your money right now. From tariff fallout to stock market turbulence, the headlines are full of ups and downs that are beyond your control -- and can have a real effect on your finances. If you're worried about protecting your cash, putting some of it in a
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Find related items on AmazonPublished on: 2025-08-25 20:30:00
Key takeaways Today's best CDs offer APYs as high as 4.50%. Your rate is locked in when you open a CD, so your interest earnings will never drop. When the economy is shaky, a CD can be a safe haven for your money. If one word sums up the state of the economy lately, it's "uncertain." On-again, off-again tariffs and wild stock market swings can make it hard to know the best way to protect your money. If you're searching for some security, a certificate of deposit could be the answer. CDs offe
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Find related items on AmazonPublished on: 2025-08-28 04:30:00
Key takeaways You can earn up to 4.50% APY with today's best CDs. Unlike stocks, your earnings are guaranteed when you put your money in a CD. CDs can add predictability to your financial portfolio and help you weather economic turmoil. With the stock market in turmoil and tariff fallout filling the headlines, keeping your money safe feels more essential than ever. One thing that can provide some much-needed security is putting some of your cash in a certificate of deposit. Unlike stocks, yo
Keywords: account cd cds money savings
Find related items on AmazonPublished on: 2025-08-30 12:30:00
Key takeaways Today's best CDs earn up to 4.50% APY. Your APY is locked in when you open a CD, so your earnings will never go down. A CD can be a great way to add stability to your financial portfolio. In uncertain economic times, a certificate of deposit can offer some much-needed peace of mind. Your rate is fixed when you open a CD, so your returns stay the same regardless of stock market fluctuations, tariffs and other factors beyond your control. That said, timing plays a big role in how
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Find related items on AmazonPublished on: 2025-09-04 04:30:00
Key takeaways You can earn up to 4.50% APY with today's best CDs. Your CD rate is fixed so your interest stays the same regardless of what's happening in the economy. CDs offer low risk, guaranteed returns that can add stability to your financial portfolio. A certificate of deposit can provide peace of mind in any economy but especially when things are shaky. Your CD rate is locked in when you open an account so your returns won't be affected by tariffs, stock market turmoil and other factors
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Find related items on AmazonPublished on: 2025-09-06 04:30:00
Key takeaways Top CDs boast APYs as high as 4.50%. Your rate is locked in when you open an account, so your returns will never drop. CDs can be a great way to add stability to your financial portfolio. The economy is affected by lots of things beyond your control, from tariffs and inflation to stock market turmoil. One thing you have a say over is where you put your money. If you're longing for financial stability in today's uncertain economic climate, opening a certificate of deposit can be
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Find related items on AmazonPublished on: 2025-09-08 12:30:00
Key takeaways Today's top CDs offer APYs up to 4.50%. CD rates are fixed, so your returns stay the same throughout the term. A CD can provide security and predictability in an uncertain economy. Tariffs, inflation, a potential recession… The economy -- and, as a result, your money -- is affected by many factors you don't have much control over. But there is one thing you can control: where you put your cash. And if you're searching for some security in a turbulent economy, a certificate of de
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Find related items on AmazonPublished on: 2025-09-10 20:30:00
Key takeaways You can earn up to 4.50% APY with today's top CDs. CDs offer a fixed rate and guaranteed earnings that can provide much-needed peace of mind in an uncertain economy. Also consider a high-yield savings account if you have money you need ready access to. Lately, there's been no shortage of things to stress over financially. High prices, stock market upheaval, tariffs, a potential recession -- it all adds up to a lot of uncertainty. No one can predict precisely where the economy wi
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Find related items on AmazonPublished on: 2025-09-13 04:30:00
Key takeaways Today's top CDs earn up to 4.50% APY. Your rate is locked in when you open a CD, so your earnings will never drop. A CD is one way to preserve your cash reserves when a recession looms. Recession fears are rising. With prices still elevated and consumer confidence down, many Americans are wondering how to weather the looming financial storm. One thing experts recommend is bulking up your cash reserves. APYs, or annual percentage yields, on deposit accounts tend to fall in a rec
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Find related items on AmazonPublished on: 2025-09-15 12:30:00
Key takeaways Today's top CDs boast APYs as high as 4.50%. CDs' fixed rates means your earnings won't change, whatever the economy has in store. In addition to predictable interest, CDs offer low risk and federal deposit insurance to keep your money safe. One of the top perks of a certificate of deposit is a fixed rate. Your annual percentage yield, or APY, is locked in when you open a CD, so you can rest easy knowing you'll enjoy guaranteed earnings regardless of where rates go in the future
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Find related items on AmazonPublished on: 2025-09-17 12:30:00
Key takeaways Top CDs currently earn up to 4.50% APY. CDs offer a fixed rate, guaranteed earnings and federal deposit insurance. A CD can be a safe haven for your money when the economy is uncertain. A certificate of deposit can be a smart investment in any economy. Your rate is locked in when you open a CD so your earnings are guaranteed and it's protected by federal deposit insurance, so you don't have to worry about losing money if your bank or credit union fails. But in today's shaky econ
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Find related items on AmazonPublished on: 2025-09-19 20:30:00
Key takeaways Today's top CDs offer up to 4.50% APY. Your APY is fixed when you open a CD, so your earnings will never drop. The sooner you open a CD, the better the APY you may be able to lock in. Inflation, tariffs, stock market freefalls -- lately, it seems like there's no shortage of scary economic news. Fortunately, there's one place you can be sure your money will be safe: in a certificate of deposit. CDs are low-risk deposit accounts that provide guaranteed returns, regardless of what
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Find related items on AmazonPublished on: 2025-09-22 04:30:00
Key takeaways You can earn up to 4.50% APY with today's top CDs. CDs provide low risk and guaranteed earnings in any economic climate. Two top CDs recently cut their APYs, so don't wait too long to lock in your rate. Lately, uncertainty seems to dominate economic headlines. From stock market swings to tariff concerns to ongoing inflation, there's no shortage of things to worry about when it comes to your money. One way to get some much-needed peace of mind is by opening a certificate of depos
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Find related items on AmazonPublished on: 2025-09-23 15:30:00
Key takeaways Today's top CDs boast APYs up to 4.65%. A fixed APY and federal deposit insurance make CDs a safe place to park your cash when the economy is shaky. Adding a CD to your financial strategy can be a smart way to earn interest and reduce risk. If there's one common theme in economic news lately, it's uncertainty. With tariffs, inflation and stock market swings, there's a lot to worry about -- including how you can keep your money safe. One way to add security to your financial port
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Find related items on AmazonPublished on: 2025-09-26 15:30:00
Key takeaways Today's top CDs earn up to 4.65% APY. Your APY is locked in when you open a CD, so your earnings will stay the same for the full term. CDs can be a safe haven for your cash when the economy is uncertain. It can be tough to know what to do with your money in an economic climate as uncertain as today's. Inflation, tariffs and stock market volatility have a lot up in the air, and it can be anxiety-inducing. If you're looking for a safe place for your cash, a certificate of deposit
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Find related items on AmazonPublished on: 2025-09-28 15:30:00
Key takeaways You can earn up to 4.65% APY with today's top CDs. CDs offer fixed rates and guaranteed returns. When the economy is shaky, a CD can keep your money safe. The headlines are full of reasons to worry about your money lately. Tariffs, inflation, stock market freefalls -- it's easy to feel anxious about the economy and what it means for your finances. If you're searching for something certain, a certificate of deposit could be just the solution for you. "CDs are FDIC-insured, so if
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Find related items on AmazonPublished on: 2025-09-30 23:30:00
Key takeaways Today's top CDs earn up to 4.65% APY. The Fed's rate pause yesterday means APYs should remain high for a bit longer. Banks can still adjust their rates anytime, so locking in your APY now can help protect your earning potential. As expected, the Federal Reserve held interest rates steady at yesterday's Federal Open Market Committee meeting. That means there's still time to enjoy attractive certificate of deposit rates. And with the economy as uncertain as it is right now, a CD c
Keywords: account cd cds money savings
Find related items on AmazonPublished on: 2025-10-01 11:17:00
Key takeaways You can earn up to 4.65% APY with today's top CDs. CDs offer guaranteed rates, predictable returns and federal deposit insurance. A CD can be a great way to keep your money safe in a shaky economy. There's a lot of uncertainty in the economy right now. Tariffs, inflation, stock market swings -- the headlines are full of reasons to worry about your money. If you're looking for some financial assurance, a certificate of deposit could be just what you need. "CDs are FDIC-insured,
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Find related items on AmazonPublished on: 2025-10-05 15:30:00
Key takeaways Today's top CDs earn APYs as high as 4.65%. Unlike stocks, CDs offer steady, reliable returns even in an uncertain economy. CDs are a great fit for investors who want to protect their money and enjoy predictable returns. A smart investment portfolio balances risk and reward. While assets like stocks have the potential for big gains, they also have the potential for big losses -- as recent stock market turmoil has made abundantly clear. That's why it's essential to include safer,
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