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Late Student Loan Payments Dropped the Average Credit Score in the US, FICO Reports

Source: cnet.com | By Holly Johnson

Published on: 2025-04-24 07:07:00

Getty Images/CNET More than 8 million borrowers have seen their credit scores drop because of student loan delinquencies, dragging down the average credit score in the US, according to a FICO analysis released today. The average FICO credit score slipped to 715, a one-point decline from January and a two-point drop since April 2024, according to the Fair Isaac Corporation, one of the major credit models used by lenders. Credit scores are a "lagging indicator of credit health" and could drop f

Keywords: credit loan loans payments student

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Is This Student Loan Forgiveness Plan Getting Rescued?

Source: cnet.com | By See Full Bio

Published on: 2025-05-03 01:00:00

Can the SAVE student loan plan be saved? Democratic lawmakers are attempting a rescue. Led by Sens. Jeff Merkley and Tim Kaine, a group of Democrats put forth the Savings Opportunity and Affordable Repayment (SOAR) Act, which would codify President Joe Biden's Saving on a Valuable Education (SAVE) plan and offer new protections for student loan borrowers. "I'm proud to introduce the SOAR Act, legislation that would codify, expand and strengthen the SAVE Plan to help student borrowers design a

Keywords: loan loans plan repayment save

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Can the SOAR Act Rescue the SAVE Student Loan Plan? Expert Advice for Borrowers

Source: cnet.com | By See Full Bio

Published on: 2025-05-04 19:00:03

Can the SAVE student loan plan be saved? Democratic lawmakers are attempting a rescue. Led by Sens. Jeff Merkley and Tim Kaine, a group of Democrats put forth the Savings Opportunity and Affordable Repayment (SOAR) Act, which would codify President Joe Biden's Saving on a Valuable Education (SAVE) plan and offer new protections for student loan borrowers. "I'm proud to introduce the SOAR Act, legislation that would codify, expand and strengthen the SAVE Plan to help student borrowers design a

Keywords: loan loans plan repayment save

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Brace for a Credit Score Drop if You Haven't Kept Up on Your Student Loan Payments

Source: cnet.com | By See Full Bio

Published on: 2025-05-11 08:00:00

If your credit has dropped recently, it could be caused by your student loans. According to the Federal Reserve Bank of New York, more than 9 million student loan borrowers could be affected by loan processors reporting delinquencies. Borrowers had previously benefited from pandemic forbearance and protections that prevented loan servicers from reporting delinquent borrowers to the credit bureaus. But starting this week, lenders can again begin reporting people who are behind on payments, which

Keywords: credit loan loans payments student

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If You're Behind on Student Loan Payments, Your Credit Score May Have Already Dropped

Source: cnet.com | By See Full Bio

Published on: 2025-05-22 23:03:00

More than 9 million student loan borrowers could see a drop in their credit score for late or missed payments now that lenders can report delinquencies, according to the Federal Reserve Bank of New York. Borrowers had previously benefited from pandemic forbearance and protections that prevented loan servicers from reporting delinquent borrowers to the credit bureaus. But starting this week, lenders can again begin reporting people who are behind on payments, which could significantly impact bor

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Dystopia Intensifies as Startup Lets You Take Out a Micro-Loan to Get Fast Food

Source: futurism.com | By Unknown

Published on: 2025-06-02 20:00:59

It's never been a better time to be an American consumer. Incredible new technological advancements in fast food technology have given us burritos delivered by drones, Taco Bell powered by AI, and surge pricing on Wendy's burgers. But all those treats cost money — something many Americans seem to be running low on. Not to worry, because a new partnership between two beloved startups is making sure you never have to go without. This week, DoorDash announced that it's partnering with AI-powered

Keywords: doordash like loans micro pay

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The Department of Education Was Slashed in Half. What Does That Mean for Student Loans?

Source: cnet.com | By Dana Miranda

Published on: 2025-06-19 08:26:00

The Department of Education still exists, but it's about half the size it was yesterday. Amid President Donald Trump's calls to close the agency, the Education Department announced in a statement on Tuesday that it would lay off nearly half of its 4,133 workers, including 600 employees who had already accepted voluntary resignations or retirements. For student loan borrowers, the department will continue to deliver student loans and Pell Grants. However, there will also be staff cuts in every

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What Happens to Your Student Loans if Trump Closes the Department of Education?

Source: cnet.com | By Dana Miranda

Published on: 2025-06-21 17:39:00

The Department of Education still exists so far this week, but multiple signs point toward its demise. The Wall Street Journal reported that President Donald Trump drafted an executive order instructing Education Secretary Linda McMahon to "take all necessary steps to facilitate the closure of the Education Department" as permitted by law. This action seemed poised to go live on Thursday, until the White House disputed that the move would happen that day in a social media post. McMahon said th

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What Happens if the Department of Education Is Abolished? Expect Delays, Student Loan Experts Say

Source: cnet.com | By Dana Miranda

Published on: 2025-06-26 19:33:00

It looks like the end is near for the Department of Education, with multiple signs this week pointing toward its demise. The Wall Street Journal reported that President Donald Trump drafted an executive order instructing Education Secretary Linda McMahon to "take all necessary steps to facilitate the closure of the Education Department" as permitted by law. This action seemed poised to go live on Thursday, until the White House disputed that the move would happen that day in a social media post

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