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New tool simulates retirement plans using 125 years of market data across 25 countries

A developer launched a free beta retirement simulator that tests a user's savings and withdrawal plan against actual historical market returns spanning 125 years and 25 countries, rather than relying on average statistical projections. Users can input portfolio value, withdrawal rate, and time horizon to get a quick estimate of whether their money will last, with a more detailed plan builder also available. Paid plans are expected to follow after the beta period.

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