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Sick of Overdraft Feels? These Banks Don't Charge Any

Published on: 2025-07-08 12:00:00

If your bank account balance dips into the negative, an overdraft fee can make things even worse. You could be hit with a penalty of up to $30 (or even more) when your account goes into the red. And if you don't bring your balance back up promptly, you could face multiple fees for additional overdrafts. However, there are plenty of banks that have done away with overdraft fees. Bank with one of these institutions and you'll never have to worry about these charges again. Read more: How to Get Your Overdraft Fees Refunded Citigroup Citibank Big banks may be known for fees, but you won't find overdraft charges at Citibank. And if you've struggled in the past to monitor your account balances, Citi allows you to link a savings account for automatic transfers to cover a potential overdraft. Some customers can also apply for the ability to transfer funds from a line of credit to cover the charges. Capital One Capital One Capital One's 360 Checking account makes our list of the best checki ... Read full article.