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Monarch Money Review 2025: Best Budgeting App for Couples

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Managing your money can be hard enough, but managing money as a couple can be especially tricky. Fortunately, a budgeting app can make things easier. Monarch Money is designed for joint budgeters, with features like shared goal tracking and monthly reports to help you stay on the same page.

The app gets great ratings with Apple and Android users, with 4.9 stars out of 5 on the App Store and 4.7 stars on Google Play. I tested it out to see if these scores were warranted, and I was impressed. Here's what I liked -- and disliked -- about Monarch Money.

Monarch Money Buy at Monarch Money Like Intuitive

Intuitive Designed for couples

Designed for couples Investment tracker Don't like Limited trial period

Limited trial period On the pricier side

On the pricier side Syncing issues

How does Monarch Money work?

CNET Screenshot

When you join Monarch Money, you'll provide details for your bank accounts, credit cards, investments, loans and other asset types such as cryptocurrency, real estate and art. If you're a homeowner, you can also use Zillow's Zestimate feature to add your property value to help calculate your net worth.

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