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Letting AI manage your money could be an actual gamble, warn researchers

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ZDNET's key takeaways

Study suggests AI can adopt gambling "addiction."

Autonomous models are too risky for high-level financial transactions.

AI behavior can be controlled with programmatic guardrails.

To some extent, relying too much on artificial intelligence can be a gamble. Plus, many online gambling sites employ AI to manage bets and make predictions -- and potentially contribute to gambling addiction. Now, a recent study suggests that AI is capable of doing some gambling on its own, which may have implications for those building and deploying AI-powered systems and services involving financial applications.

In essence, with enough leeway, AI is capable of adopting pathological tendencies.

"Large language models can exhibit behavioral patterns similar to human gambling addictions," concluded a team of researchers with Gwangju Institute of Science and Technology in South Korea. This may be an issue where LLMs play a greater role in financial decision-making for areas such as asset management and commodity trading.

Also: So long, SaaS: Why AI spells the end of per-seat software licenses - and what comes next

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