Subscriptions are out of control. I can remember a time when the monthly payouts were few: just Netflix, a couple of magazines and a mobile plan. Now we have subscriptions for music, security cameras, cloud gaming, AI chatbots, meal kits, LinkedIn, DoorDash, Uber, Photoshop — the list is long. Basically, if there’s an app for something, there’s likely an associated subscription available, too. This guide was put together to help you locate and cancel the subscriptions that are no longer serving you. That way, you won’t end up paying for something you don’t use. Every time I go through this process, I’m always amazed at what random stuff I’ve signed up for — and cancelling always feels good.
It’s true that signing up for something is far easier than canceling — that’s by design. The FTC tried to pass a rule requiring companies to make cancelling a subscription as easy as it was to sign up for it. But that solution died before it ever went into effect.
That means it will still take some effort to get rid of the services you don’t use, but there are a couple of tactics that might make your efforts more effective. Here’s our advice on finding and cancelling your unneeded subscriptions.
First things first: Find out what subscriptions you have
Before putting this post together, I had no idea how many subscriptions I was paying for. Surprises included a coding game for my kid (that he no longer plays) and a British streaming app I’d gotten for one show (that I finished nearly a year ago). You, too, may not know what subscriptions are stealthily subtracting dollars from your accounts. One of the most comprehensive ways to see what you’re paying for is to look at your bank and credit card transactions, generating a search that includes every transaction in the previous full month. It may be a lot to scroll through, but each monthly subscription will appear at least once in that time frame.
Advertisement Advertisement
Annual subscriptions can be tricker to track down. I was able to find most by searching for introductory emails, since most services send out an initial message confirming a new subscription. You can use the advanced search with the words “welcome” or “thank you” in the subject field, plus variations on the words “annual” “subscribing” and “membership” in the general or keyword search fields. You should get a decent idea of the things you’ve signed up for, but may have to wade through lots of promotional emails before you find the services you actually subscribed to. It could save you some time over searching through a year of bank statements.
Sometimes it’s helpful to simply see a list of common subscriptions people pay for (and often forget about). Here are a few:
Entertainment
• YouTube Premium
... continue reading