Show HN: Trackm, a personal finance web app

2026-03-16 | original

read original get Personal Finance Tracker Notebook → more articles

Why This Matters

Trackm introduces a privacy-focused approach to personal finance management by encrypting user data with unique keys and isolating databases, addressing common security concerns in finance apps. This innovation enhances user trust and sets a new standard for data security in the industry. For consumers, it offers greater control over their financial information, reducing risks associated with data breaches.

Key Takeaways

Each user’s data is encrypted with a unique key, enhancing privacy.
Databases are isolated to prevent data leaks between users.
The app does not analyze or monetize user spending data, prioritizing user privacy.

Most finance apps make money by analysing your spending. Trackm cannot — your data is encrypted with a key only you hold.

🔐 Per-user encryption Each account has its own randomly generated data key, wrapped with your password. No shared keys, no shared risk.

🗄️ Isolated databases Your budget data lives in its own encrypted database. Queries never touch another user's data — by design, not by policy.

Explore topics: trackm personal finance encryption per-user encryption isolated databases