The directions for leasing an iPhone depend on if you're already enrolled in the iPhone Upgrade Program or not. Those within the old program can continue making payments as usual until their previous contract is up, then can choose to either keep their existing device or switch to the Apple Upgrade Program to get a new one.
For new users wishing to lease a device with the Apple Upgrade Program, simply proceed to the Apple Store (online or in person) as usual, select the device you wish to lease, and choose Apple Upgrade as your payment option. From there, you'll fill out a Klarna application for the lease, which needs you to supply basic information like your name, date of birth and Social Security number. Klarna will run a soft credit check, which means it won't impact your credit score. Once approved, you'll receive your device and can manage the lease within the Klarna app.
Not everything on the Apple Store can be leased with the program, but many things can. It's worth noting that to lease an iPhone, it'll need to be activated with AT&T, T-Mobile or Verizon. The products you can lease with Apple Upgrade Program are:
All models of iPhone (except iPhone 16)
MacBook Air
MacBook Pro
iMac
Mac Studio
iPad Pro
iPad Air
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