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X shifts US creator payouts from Stripe to X Money

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Why This Matters

X's transition to handling U.S. creator payouts through X Money signifies a move towards faster, more immediate payments, reflecting Musk's broader vision of transforming X into an all-in-one platform. This change impacts creators by streamlining access to earnings but also consolidates payout methods, potentially limiting alternatives. The shift underscores the platform's focus on enhancing user engagement and monetization capabilities in a competitive social media landscape.

Key Takeaways

Elon Musk’s social network X on Wednesday said that starting today, all of its U.S. creator payouts will be handled through X Money, the app’s payments service.

This includes payouts from both X’s Original Content Rewards Program and creators’ subscriptions, the company said in an update shared on X.

Starting today, U.S. payouts for Original Content Rewards and Subscriptions will be paid through @XMoney. You'll have access to your payouts the moment they’re sent.

› Already using 𝕏 Money? No action needed. Your next payout will be sent there.

› Not yet on 𝕏 Money? Open… — Creators (@XCreators) September 2, 2026

The benefit of this new payment system is that the payments are instant. There’s no waiting until the end of a billing cycle or a minimum threshold that has to be reached before the creator can access their money. Previously, payments were processed every two weeks, with a minimum payout of $30, X’s documentation states.

However, the announcement’s wording seems to indicate that there aren’t any other options for receiving payments on the platform, meaning X is forcing creators to use X Money even if they would have preferred the prior payout method, which was powered by Stripe.

X has been asked for clarification on the matter.

The shift follows other changes to X’s creator programs. On September 7, X will retire its Creator Revenue Sharing Program, which stopped accepting new members last month. Creators are being shifted instead to the Original Content Rewards Program, which, as the name implies, puts a heavier emphasis on original content.

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