Should you get an Apple Card? Here’s what you need to know
Published on: 2025-06-14 13:33:28
We’re coming up on the sixth anniversary of the Apple Card’s debut, and it’s proven to be a very popular credit card. If you’re considering applying for the Apple Card, here’s everything you need to know.
Apple Card quick facts
Apply and manage directly in the Wallet app on your iPhone
Get a free Apple-designed titanium card
No late fees
No over-limit fees
No foreign transaction fees
Created by Apple with a financial back-end powered by Goldman Sachs
All payments due on the last day of the month
Find out if you’re approved with only a soft credit check
Apple Card Savings Account
What is Daily Cash?
“Daily Cash” is what Apple calls the cashback that you earn with Apple Card purchases. You earn the Daily Cash right after the purchase posts to your Apple Card balance. This is different than many other cashback cards, which don’t give the cash back until the end of each statement cycle.
By default, Daily Cash is deposited directly to your “Apple Cash” balance. Apple Cash is a
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