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Nine-year-old spends $118,000 on dad's corporate credit card promoting his YouTube channel

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Why This Matters

This story highlights a growing risk for companies as digital payment systems and ad platforms make it dangerously easy for unauthorized users—even children—to rack up massive unchecked expenses. It's a cautionary tale about corporate card security, parental oversight of tech access, and the lack of spending safeguards on ad platforms like YouTube.

Key Takeaways
Worth a Look

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Facepalm: We've heard plenty of stories about kids who somehow get hold of their parents' credit cards and rack up massive bills on in-app purchases. But one nine-year-old has taken this to the next level: he used his dad's corporate credit card to spend $118,000 promoting his Roblox and Minecraft YouTube channel.

The Mighty Mike Plays YouTube channel posted a video two days ago explaining the "sad news" and that the channel may be coming to an end.

Mike passes the commentary over to his dad, Dave, who sounds quite somber – but for good reason.

Dave explains that his son has been running some high-budget campaigns on YouTube that the dad was "pretty much unaware of."

Dave then explains that he was called into a meeting with the company's corporate manager and employees from finance. He was then asked to explain why there was $118,000 missing from the company card assigned to him.

Dave didn't initially have an explanation, but once they saw where the money was being spent, the terrible realization dawned on him.

But how could a 9-year-old child create a YouTube promotion paid for using his dad's corporate card? Dave said that Mike asked to buy some of Roblox's in-game Robux currency a while ago, which he did using the card in question.

A few weeks later, Mike complained to his dad that his channel wasn't getting many subscribers, so Dave put $20 into a small ad campaign using the same card details to attract more people, explaining the process to his son.

It seems Mike was paying more attention than Dave realized. Soon after that campaign ended, Mike ran several of his own, charging them to his dad's saved corporate card – except these came to a lot more than $20.

"When a nine-year old gets access to an ad account with no limits and a CC that just says 'approved' every single time no matter what, he does not think that what he's doing is wrong," Dave said.

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