Apple's iOS 27 Uses Camera and AI to Split Bills Through Apple Cash
iOS 27 introduces a bill-splitting feature in Apple Wallet that uses the iPhone camera and Apple Intelligence to scan receipts and calculate what each person owes, including tax and tip. The tool works across Messages, Wallet, and Visual Intelligence, with a new Siri camera mode able to identify receipt items and trigger a split-payment option automatically.
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Peer-to-peer payment apps like Venmo and Zelle have long overshadowed Apple Cash for splitting costs among friends, largely because Apple's tool lacked convenience features tied to real-world scenarios like dining out. By automating item recognition and tip calculation directly through the camera, Apple is removing friction that previously pushed users toward competitors, potentially boosting Apple Cash adoption and keeping more financial activity inside Apple's ecosystem.
- iOS 27 lets users scan receipts with the camera to auto-split bills via Apple Cash.
- Apple Intelligence identifies items and calculates each person's share, including tax and tip.
- The feature works across Messages, Wallet, and a new Siri-powered Camera mode.
Apple iPhone 16 — This new iOS 27 bill-splitting feature relies on your iPhone's camera and Apple Intelligence to scan receipts and settle up via Apple Cash, so having a current iPhone means you'll get the smoothest experience with these AI-powered tools. It's a great way to make sure you're ready for all the Apple Intelligence features baked into the latest software.
See Apple iPhone 16 on Amazon → Affiliate link — we may earn a commission on purchases, at no extra cost to you. Product picked by AI based on this article; it is not a tested recommendation.Source: 9to5mac.com — Ryan Christoffel, 2026-09-18
Published there as: “iOS 27’s Wallet app adds feature that will make you want to use Apple Cash”
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