GoKawiilApple Card Savings Account rate rises to 3.5% APY
Apple and Goldman Sachs raised the annual percentage yield on the Apple Card Savings Account from 3.4% to 3.5%. The new rate matches Goldman Sachs' own Marcus savings account rate, though Marcus is separately offering a promotional 4.50% rate for a limited time. The account remains exclusive to Apple Card holders, who can fund it via Daily Cash rewards, linked bank accounts, or Apple Cash.
GoKawiil's interpretation of the reporting above, not reported fact.
The adjustment reflects routine repricing tied to broader financial conditions rather than a special promotion, so savers shouldn't expect it to signal a trend of rising rates. It also highlights that Apple Card holders may be missing out on higher yields available directly through Marcus, suggesting some savers could benefit from comparing options rather than defaulting to the integrated Apple product.
- Apple Card Savings Account APY increased from 3.4% to 3.5%.
- The rate now matches Goldman Sachs' standard Marcus savings rate, not its 4.50% promo.
- Account access remains limited to Apple Card users, funded via Daily Cash, bank transfers, or Apple Cash.
Source: 9to5mac.com — Chance Miller, 2026-09-23
Published there as: “Apple increases interest rate for Apple Card Savings Account”
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