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Savings Account

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Apple Card Savings Account rate rises to 3.5% APY

Apple and Goldman Sachs raised the annual percentage yield on the Apple Card Savings Account from 3.4% to 3.5%. The new rate matches Goldman Sachs' own Marcus savings account rate, though Marcus is separately offering a promotional 4.50% rate for a limited time. The account remains exclusive to Apple Card holders, who can fund it via Daily Cash rewards, linked bank accounts, or Apple Cash.

9to5mac.com · 2026-09-23

Advisor Warns Idle Cash Is Costing Americans Billions in Lost Yield

A financial advisor breaks down how trillions of dollars sitting in low-interest checking and savings accounts are quietly losing value. With savings accounts averaging just 0.38% APY against 3.4% inflation, that cash loses more than 2% of real purchasing power annually, even as the balance stays unchanged.

entrepreneur.com · 2026-09-21