GoKawiilJudge grants class-action status to banks' antitrust suit over Apple Pay fees
U.S. District Judge Jeffrey White certified a class of banks and credit unions that issued Apple Pay-enabled cards and paid transaction fees to Apple, allowing them to jointly pursue a 2022 lawsuit. The judge also rejected Apple's bid to strike expert testimony plaintiffs say demonstrates Apple's monopoly over mobile wallets. The suit claims Apple has collected up to $1 billion a year by requiring card issuers to pay 0.15% on credit transactions and half a cent on debit transactions while blocking rival wallets from the iPhone's NFC chip.
GoKawiil's interpretation of the reporting above, not reported fact.
Consolidating claims into a single class action increases the financial exposure Apple faces and gives card issuers more leverage than they'd have suing individually. The case could test whether Apple's recent opening of NFC access under iOS 18.1 resolves the antitrust concerns or merely limits future damages while past fees remain in dispute. A ruling against Apple could reshape how it monetizes mobile payments globally.
- A federal judge certified a class of U.S. banks and credit unions to jointly sue Apple over Apple Pay fees.
- The suit alleges Apple collected up to $1 billion annually by blocking rival tap-to-pay wallets from iPhone's NFC chip.
- Apple already opened NFC access to developers starting with iOS 18.1, but plaintiffs still seek repayment and injunctive relief.
Source: macrumors.com — Juli Clover, 2026-09-26
Published there as: “Banks and Credit Unions to Team Up Against Apple Pay Fees”
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