GoKawiilFlorida HOA records show 460,412 liens, 10,296 foreclosure suits against homeowners
A database tracking 104,659 Florida homeowner and condo associations found that associations have filed 10,296 foreclosure suits against their own members, recorded 460,412 claims of lien and 277,047 lis pendens, totaling nearly 49,000 court records. The data also shows 6,661 associations are lapsed or out of good standing with the state, and that Florida accounts for 73% of the nation's association foreclosure suits.
GoKawiil's interpretation of the reporting above, not reported fact.
The scale of lien and foreclosure activity suggests HOAs and condo boards wield significant financial leverage over homeowners, which could compound affordability pressures already straining Florida's housing market. Because the counts reflect filings rather than completed foreclosures, the data indicates exposure and risk to homeowners rather than confirmed home losses, though the volume points to a system where associations frequently turn to legal remedies against residents.
- Florida associations have filed 48,999 total court records against members, including 10,296 foreclosure suits.
- 460,412 liens and 277,047 lis pendens have been recorded against Florida homes owned by association members.
- 6,661 associations are currently lapsed or not in good standing, raising questions about oversight.
Source: hoaspy.com, 2026-10-18
Published there as: “Florida's HOAs and condo associations are making the housing crisis worse”
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