The Economy Is Precarious, but a CD Can Keep Your Money Safe. Today's CD Rates, March 26, 2025

Key takeaways You can earn up to 4.50% APY with today's top CDs. CDs provide low risk and guaranteed earnings in any economic climate. Two top CDs recently cut their APYs, so don't wait too long to lock in your rate. Lately, uncertainty seems to dominate economic headlines. From stock market swings to tariff concerns to ongoing inflation, there's no shortage of things to worry about when it comes to your money. One way to get some much-needed peace of mind is by opening a certificate of deposit. CDs provide a fixed interest rate, reliable returns and the added protection of federal deposit insurance. This can shield your savings from economic instability and counteract losses from riskier assets, such as stocks. But don't wait too long to open an account. Yesterday, we saw the top annual percentage yields (APYs) drop for two CD terms. The top six-month CD went from 4.65% to 4.50% APY, and the top one-year CD went from 4.45% to 4.40% APY. So, the sooner you open a CD, the higher th ... Read full article.